topic Re: Barclay recon fail in Credit Card Applications

Barclay recon fail

Anonymous — Wed, 28 Oct 2015 19:08:11 GMT

Applied for the Rewards card, 7-10 days, called the recon line, nice guy but left me at the denial because my income isnt high enough ($30,000) and they would like to see more credit history. I have 4 credit cards and 4 store cards, AAoA is 5.1 years with 100% on time payments. I think i have enough credit history.

Re: Barclay recon fail

ddemari — Wed, 28 Oct 2015 19:11:05 GMT

I'm posting on mobile so I can't signature line but what's your FICO? Depending on TU I'd say maybe call again.

Re: Barclay recon fail

Hokies2379 — Wed, 28 Oct 2015 19:18:26 GMT

Which rewards card? Apple rewards or a different one?

Re: Barclay recon fail

Anonymous — Wed, 28 Oct 2015 19:22:13 GMT

My TU is 642 and it wasnt the Apple rewards card, it was just Barclays Rewards card. I considered getting the Apple Rewards card but theyve turned me down in the past for that one.

Re: Barclay recon fail

OmarGB9 — Wed, 28 Oct 2015 19:23:32 GMT

Score is a bit on the low side for Barclays I think.

Re: Barclay recon fail

Hokies2379 — Wed, 28 Oct 2015 19:26:06 GMT

@OmarGB9 wrote:
Score is a bit on the low side for Barclays I think.

Depends, pretty good shot at the Apple card, but that just depends. I had the exact same score as him and was declined for that too. Was just looking for a data point.

Re: Barclay recon fail

Anonymous — Wed, 28 Oct 2015 19:27:16 GMT

I'll probably just throw Barclays in the reject pile like I've done with Chase. I got approved for an Amex with an EX score of 646.

Re: Barclay recon fail

ddemari — Wed, 28 Oct 2015 19:34:48 GMT

I have seen people with low 600s get that card. The only reason is say try again is because u have 5 years of AAOA which doesn't make sense why they want more history and u have under 10 cards so it's not like u won't use it.

Re: Barclay recon fail

Anonymous — Wed, 28 Oct 2015 22:10:15 GMT

I think income/credit score were main factors. I got a BarclayRewards card a few months ago and my AAoA is like less than 3 years now with all of the new cards I have opened up. My score at the time was like 699 and income at 75k. They only approved me for a stingy 1.5k - so that card gets used like once a month for a gum purchase or something small.