topic Re: BBVA compass Amex in Credit Card Applications

BBVA compass Amex

Anonymous — Thu, 29 Oct 2015 02:48:40 GMT

I just applied and got this message. I also got a reference number. I called and they told me someone would call me and it could take up to a week. Anyone get this message and got an approval?

Your application for a BBVA Compass NBA American Express® Card has been received and is currently under review. A BBVA Compass Customer Service representative will contact you soon to complete your application. If you have any questions, please call our Customer Service team at 1-844-NBA-BBVA (1-844-622-2282).

Re: BBVA compass Amex

DeeBee78 — Thu, 29 Oct 2015 03:15:56 GMT

@Anonymous wrote:
I just applied and got this message. I also got a reference number. I called and they told me someone would call me and it could take up to a week. Anyone get this message and got an approval?

Your application for a BBVA Compass NBA American Express® Card has been received and is currently under review. A BBVA Compass Customer Service representative will contact you soon to complete your application. If you have any questions, please call our Customer Service team at 1-844-NBA-BBVA (1-844-622-2282).

Most of us who have received that message have been denied with a very vague, "unable to verifiy identifying information" message. We've been filing complaints with the Consumer Financial Protection Bureau.

Re: BBVA compass Amex

Gmood1 — Thu, 29 Oct 2015 04:38:31 GMT

I received the same message and was approved two days later.

Re: BBVA compass Amex

joedtx — Thu, 29 Oct 2015 06:01:15 GMT

As DeeBee has stated the typical response is a 'denial' but of course there is always an exception.

Re: BBVA compass Amex

CreditMagic7 — Thu, 29 Oct 2015 19:39:29 GMT

Any new news or results yet?

Re: BBVA compass Amex

Anonymous — Fri, 30 Oct 2015 02:10:13 GMT

I think it was declined. I called customer service and they said that I would get a decision in the mail. They pulled experian and that is at 653 right now.

Re: BBVA compass Amex

Anonymous — Fri, 30 Oct 2015 02:16:53 GMT

I think they are mad at people like me ( lower income, borderline scores and history) and are really backpedaling. I got almost 200 bux cashback from them and put what 900 through the card? Also haven't used since NBA finals were over.

Re: BBVA compass Amex

12njoy — Fri, 30 Oct 2015 03:42:55 GMT

@Anonymous wrote:
I think it was declined. I called customer service and they said that I would get a decision in the mail. They pulled experian and that is at 653 right now.

In my experience with them (3 apps/denials) this usually spells denial when they just tell you "its still under review" or "you'll receive a decision in the mail". I was finally approved after some craziness but I only know of two others so far who were originally denied and turned those denials into an approval. Good luck.

Re: BBVA compass Amex

Gmood1 — Fri, 30 Oct 2015 06:35:21 GMT

I told them I knew you 12njoy. That's how I got in. Lok

Re: BBVA compass Amex

12njoy — Fri, 30 Oct 2015 22:48:25 GMT

@Gmood1 wrote:
I told them I knew you 12njoy. That's how I got in. Lok

Re: BBVA compass Amex

CreditMagic7 — Sun, 01 Nov 2015 03:02:40 GMT

After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

Re: BBVA compass Amex

Gmood1 — Sun, 01 Nov 2015 03:09:14 GMT

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

I had 15 inqs on EX and 17 new accounts since June 2015 when I applied CM7. I believe you have a good shot at it.

Re: BBVA compass Amex

CreditMagic7 — Sun, 01 Nov 2015 03:34:10 GMT

@Gmood1 wrote:

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

I had 15 inqs on EX and 17 new accounts since June 2015 when I applied CM7. I believe you have a good shot at it.

Thanks for the support.

I am seriously considering now doing just that since there are a couple of my current cards i will be taking off the shelf very soon.

Thank Goodness another new month is finally arrived. LoL

Re: BBVA compass Amex

Gmood1 — Sun, 01 Nov 2015 03:48:04 GMT

@CreditMagic7 wrote:
@Gmood1 wrote:

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

I had 15 inqs on EX and 17 new accounts since June 2015 when I applied CM7. I believe you have a good shot at it.
Thanks for the support.
I am seriously considering now doing just that since there are a couple of my current cards i will be taking off the shelf very soon.

Thank Goodness another new month is finally arrived. LoL

I totally understand my friend. lol

I'm running out of spend bonuses to meet. It has me scouring the internet for the next big bonus. lol

Re: BBVA compass Amex

12njoy — Sun, 01 Nov 2015 03:50:23 GMT

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

Go for it CM7 if you can spare one more inq on EX. Nothing ventured, nothing gained. I had way more inq's and new accounts than Gmood1 and got approved. Of course we know my saga BBVA though. My only worry would be the identification thing. That would burn me up, not necessarily the inq.

Re: BBVA compass Amex

12njoy — Sun, 01 Nov 2015 03:51:24 GMT

@Gmood1 wrote:

@CreditMagic7 wrote:
@Gmood1 wrote:

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

I had 15 inqs on EX and 17 new accounts since June 2015 when I applied CM7. I believe you have a good shot at it.
Thanks for the support.
I am seriously considering now doing just that since there are a couple of my current cards i will be taking off the shelf very soon.

Thank Goodness another new month is finally arrived. LoL
I totally understand my friend. lol
I'm running out of spend bonuses to meet. It has me scouring the internet for the next big bonus. lol

Alaska or Hawaiian Airlines?

Re: BBVA compass Amex

Gmood1 — Sun, 01 Nov 2015 03:54:09 GMT

@12njoy wrote:
@Gmood1 wrote:

@CreditMagic7 wrote:
@Gmood1 wrote:

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

I had 15 inqs on EX and 17 new accounts since June 2015 when I applied CM7. I believe you have a good shot at it.
Thanks for the support.
I am seriously considering now doing just that since there are a couple of my current cards i will be taking off the shelf very soon.

Thank Goodness another new month is finally arrived. LoL
I totally understand my friend. lol
I'm running out of spend bonuses to meet. It has me scouring the internet for the next big bonus. lol
Alaska or Hawaiian Airlines?

Who backs Alaska? Barclays for Hawaiian correct?

Re: BBVA compass Amex

12njoy — Sun, 01 Nov 2015 03:54:54 GMT

@Gmood1 wrote:
@12njoy wrote:
@Gmood1 wrote:

@CreditMagic7 wrote:
@Gmood1 wrote:

@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

I had 15 inqs on EX and 17 new accounts since June 2015 when I applied CM7. I believe you have a good shot at it.
Thanks for the support.
I am seriously considering now doing just that since there are a couple of my current cards i will be taking off the shelf very soon.

Thank Goodness another new month is finally arrived. LoL
I totally understand my friend. lol
I'm running out of spend bonuses to meet. It has me scouring the internet for the next big bonus. lol
Alaska or Hawaiian Airlines?
Who backs Alaska? Barclays for Hawaiian correct?

Bank of America/FIA Card Services for Alaska and Barclays for Hawaiian

Re: BBVA compass Amex

CreditMagic7 — Sun, 01 Nov 2015 04:21:29 GMT

@12njoy wrote:
@CreditMagic7 wrote:
After seeing some recent new results in approvals i'm almost of the mind to go against my better judgment and pull the trigger on this card after all. They can only hit EX once (i hope) and on the outside chance of any instant approval, that would be enough to convince me that the tide might just be turning?

There is roughly 8 INQs under 1 year with a EX hovering somewhere around 680 right now maybe. What's the chances ya think? Anyone?

Go for it CM7 if you can spare one more inq on EX. Nothing ventured, nothing gained. I had way more inq's and new accounts than Gmood1 and got approved. Of course we know my saga BBVA though. My only worry would be the identification thing. That would burn me up, not necessarily the inq.

I think i could handle that now after all the fallout i read on those.

Besides i know Alabama all too well and could always drive over there and give them a hard time over something silly like that

No before i did decide to pull the trigger for it i'd like to see what my current EX number looks like first.

Guess i'll have to break down and buy one for a change.

Re: BBVA compass Amex

Anonymous — Sun, 01 Nov 2015 04:47:34 GMT

You can do it! I had a ton of HPs and 2 medical baddies that were 5.9 years old showing yet (2 COs) and I was approved. Your profile so much stronger than mine..with info you have in siggy...I say youre in...its Xmas credit they are giving out. Right?

I apped over weekend and called Sunday and then Monday...their customer service is stellar...got brave and wanted to know SCL..so called again..BAM 12K and 0% interest first year and big surprise was 0% interest on balance transfers for a year. Thats kinda too bad...I have soooo little credit I'm using...think I am 13. 99 something % after my first year...a great APR...checked other site for scores needed for approval. When someone was approved for 12K with a one point difference and very recent lates showing on his EX...I was all over it.

Holiday approvals hopefully coming your way. Good Luck.