topic Re: Chase Slate Questions in Credit Card Applications

Chase Slate Questions

Nolan34 — Thu, 29 Oct 2015 12:28:59 GMT

Applied for the Chase Slate this morning...received this message

We need to review your application a little longer.

We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application.

Thanks for choosing Chase Slate® .

Not a denial but it made me think...should I call??

What CR do they pull??

Re: Chase Slate Questions

Anonymous — Thu, 29 Oct 2015 13:38:19 GMT

Everytime myself or my husband has gotten this message it's a decline. They pull EQ where we are.

Re: Chase Slate Questions

Anonymous — Thu, 29 Oct 2015 13:38:51 GMT

I would call.

Re: Chase Slate Questions

CreditCuriosity — Thu, 29 Oct 2015 14:40:42 GMT

DO NOT CALL UW/RECON! Repeat DO NOT CALL UW/RECON #.

Call the automated status line only. Let me know what the message says when you input you SSN. If it says 2 weeks or 30 days then it isn't a denial and most likely an approval; if it say 7-10 days then most likely a denial although not always the case. You can call the application status line as that is safe. If you call UW you will 99% chance of being declined, just let it play itself through the system! Let me know what the automated status line says

You can call Chase: 800-436-7927 (App status - automated) and then hit # then 3 then 1 and will ask for SSN and will give you update and see my above to reference where your application currently resides and possible outcomes.

Re: Chase Slate Questions

Anonymous — Thu, 29 Oct 2015 14:53:28 GMT

Damn I wish I knew this because my husband app'd for a Disney premier visa, he got that message and called UW was denied 😔

Re: Chase Slate Questions

ddemari — Thu, 29 Oct 2015 14:56:02 GMT

to get the best feel for your application, call that status line phone number and hope to here you will hear from them in 2 weeks, although 30 days has been yielding sucess. you dont want it to say 7 days.

Re: Chase Slate Questions

Anonymous — Thu, 29 Oct 2015 14:56:20 GMT

Weird out of sheer curiosity I called the app line and it still says being reviewed, 7-10 days etc. that was I want to say well over a week ago.

Re: Chase Slate Questions

jesseh — Thu, 29 Oct 2015 14:57:20 GMT

The app status no is actually the same line as regular CS. eg +1 (800) 955-9296

Re: Chase Slate Questions

Anonymous — Thu, 29 Oct 2015 14:58:55 GMT

Quite often Chase double pulls.

And this message seems to get mixed results.......I myself have gotten it each time and had both responses from Chase.

- Got it for Amazon - thought it was a no go and suddenly had an email that said congrats, low limit

- Got it and it went to verification .... a couple different times and they said no after all that back and forth

- Got it on AARP in July - wnet to verification and finally got a YES.

LOL - so from my experience - it's a crap shoot!!!

Re: Chase Slate Questions

CreditCuriosity — Thu, 29 Oct 2015 14:59:46 GMT

@jesseh wrote:
The app status no is actually the same line as regular CS. eg +1 (800) 955-9296

There are at least 3 numbers for automated app status I know of I just listed one.

Re: Chase Slate Questions

Nolan34 — Thu, 29 Oct 2015 17:05:19 GMT

Well I was approved

I didnt see the message until now but I did call and speak to someone. Took all of one minute for her to tell me I was approved.

Re: Chase Slate Questions

CYBERSAM — Thu, 29 Oct 2015 18:18:59 GMT

@Nolan34 wrote:
Well I was approved

I didnt see the message until now but I did call and speak to someone. Took all of one minute for her to tell me I was approved.

Congrats!

Re: Chase Slate Questions

Nolan34 — Thu, 29 Oct 2015 18:37:08 GMT

if i want to apply for another chase card - will it be another HP or will they use the same pull from the Slate application?

Re: Chase Slate Questions

OmarGB9 — Thu, 29 Oct 2015 20:31:51 GMT

Could go either way.

Re: Chase Slate Questions

sdchrgrboy — Fri, 30 Oct 2015 00:06:51 GMT

@CreditCuriousity wrote:
DO NOT CALL UW/RECON! Repeat DO NOT CALL UW/RECON #.

Call the automated status line only. Let me know what the message says when you input you SSN. If it says 2 weeks or 30 days then it isn't a denial and most likely an approval; if it say 7-10 days then most likely a denial although not always the case. You can call the application status line as that is safe. If you call UW you will 99% chance of being declined, just let it play itself through the system! Let me know what the automated status line says

You can call Chase: 800-436-7927 (App status - automated) and then hit # then 3 then 1 and will ask for SSN and will give you update and see my above to reference where your application currently resides and possible outcomes.

I applied for Slate online on Monday at 8:00am. Got the 7-10 message.. Called the recon # about an hour or so later when I got to work. Told was declined. I asked for recon. Woman seemed a little testy and first. Went over report and told her that balances she was showing were wrong. Had paid off a bunch. Said my HELOC was showing as a $60k credit card, which I explained couldn't be right. Put me on hold. Then asked what the HELOC was for. Explained it was for renovations for the house. Asked about a Chase card I had years ago that was charged off. Actually forgot about that. But I believe I entered in payment settlement with them. On hold again. Came back and approved $5k limit. So I guess YMMV regarding recon success

Re: Chase Slate Questions

OmarGB9 — Fri, 30 Oct 2015 05:31:13 GMT

^Grats on the approval, but your case seems to be an outlier. Typically calling and talking to UW/lending leads to a denial that won't be overturned.

Re: Chase Slate Questions

Anonymous — Fri, 30 Oct 2015 11:41:27 GMT

Congrats!!