topic Re: BofA recon? in Credit Card Applications

BofA recon?

HobNob — Sat, 31 Oct 2015 04:16:47 GMT

Does anyone have a current recon number for bofa. Got my first denial probably due to a PR years ago. Figured i would try my luck with a recon, that is my only baddie. As of late i have a fairly high uti. Wife had a career change and we had to bridge the gap somehow. But eveyone always says not to give up and since ive used a hardpull on EX i figure i will give it a shot. Got a prescreened letter for 0% 15months and took the plunge.

Dont post much but avid reader.

Re: BofA recon?

Anonymous — Sat, 31 Oct 2015 04:46:45 GMT

@HobNob wrote:
Does anyone have a current recon number for bofa. Got my first denial probably due to a PR years ago. Figured i would try my luck with a recon, that is my only baddie. As of late i have a fairly high uti. Wife had a career change and we had to bridge the gap somehow. But eveyone always says not to give up and since ive used a hardpull on EX i figure i will give it a shot. Got a prescreened letter for 0% 15months and took the plunge.

Dont post much but avid reader.

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066 <--all the numbers you need

Re: BofA recon?

CreditMagic7 — Sat, 31 Oct 2015 04:50:00 GMT

@HobNob wrote:
Does anyone have a current recon number for bofa. Got my first denial probably due to a PR years ago. Figured i would try my luck with a recon, that is my only baddie. As of late i have a fairly high uti. Wife had a career change and we had to bridge the gap somehow. But eveyone always says not to give up and since ive used a hardpull on EX i figure i will give it a shot. Got a prescreened letter for 0% 15months and took the plunge.

Dont post much but avid reader.

They change up sometimes so might be hard to nail one down for any length of time.

You can always call straight in to BofA and ask to be transferred directly to a Credit Analyst.

I do all my CLI's that way now since backdoor numbers can be temporary.

Best of luck for a reversal.

Re: BofA recon?

Anonymous — Sat, 31 Oct 2015 04:49:46 GMT

@HobNob wrote:
Does anyone have a current recon number for bofa. Got my first denial probably due to a PR years ago. Figured i would try my luck with a recon, that is my only baddie. As of late i have a fairly high uti. Wife had a career change and we had to bridge the gap somehow. But eveyone always says not to give up and since ive used a hardpull on EX i figure i will give it a shot. Got a prescreened letter for 0% 15months and took the plunge.

Dont post much but avid reader.

Its in this forum in credit card application section its the sticky which says backdoor numbers

888-221-6262 recon number for BOFA

Re: BofA recon?

HobNob — Sat, 31 Oct 2015 06:39:24 GMT

I saw that number but as others have said they change direct lines from time to time i did not know if a better number existed. Hope it works out, im assuming i will have to wait until monday as everyone says they do not work weekends.

Re: BofA recon?

jesseh — Sat, 31 Oct 2015 13:19:17 GMT

You can call, but will get a message they are only open M-F 8am-10pm (or until 9pm).

Re: BofA recon?

Anonymous — Sat, 31 Oct 2015 16:55:53 GMT

Is it a judgment or tax lein?? How old? I just got the BOA Rewards last month with a unpaid judgment that is falling off in March. What is your util at?

Re: BofA recon?

HobNob — Mon, 02 Nov 2015 02:38:44 GMT

paid tax lein 2 years old. uti is around 60%

Re: BofA recon?

Anonymous — Mon, 02 Nov 2015 03:39:42 GMT

Definitely a combination of both, but I'm leaning more towards the tax lien. Hope you have luck on recon.

Re: BofA recon?

HobNob — Tue, 03 Nov 2015 05:12:21 GMT

Called in today, took around 20 minutes, very friendly but they could not approve me. It was the tax lein in conjunction with the high uti. He told me to pay down some of the revolving and try again after a few months.