topic Re: Itching for Venture #2 in Credit Card Applications

Itching for Venture #2

tntexans72 — Fri, 30 Oct 2015 23:38:21 GMT

Got my 1st Venture on 9/21. Just checked the prequalified right now and it stated Congratulations!

Am I golden for a 2nd Venture? Apr is not great but 17.9%. I want that bonus!

Re: Itching for Venture #2

CreditMagic7 — Fri, 30 Oct 2015 23:40:37 GMT

Oh oh

if it's got that little opt out box under it like i'm sure it has, well...................

Your Decision

I will be going for #3 after 2016.

Re: Itching for Venture #2

tntexans72 — Fri, 30 Oct 2015 23:46:25 GMT

@CreditMagic7 wrote:
Oh oh

if it's got that little opt out box under it like i'm sure it has, well...................

Your Decision

I will be going for #3 after 2016.

My palms are sweating right now because I am about to apply

Re: Itching for Venture #2

CreditMagic7 — Sat, 31 Oct 2015 00:02:54 GMT

@tntexans72 wrote:
@CreditMagic7 wrote:
Oh oh

if it's got that little opt out box under it like i'm sure it has, well...................

Your Decision

I will be going for #3 after 2016.

My palms are sweating right now because I am about to apply

I'm trying to steer clear of it after getting my #2 in Sept. because if it shows another prequal i will fall straight off the wagon from gardening in a heartbeat of time. I just know i will.

Re: Itching for Venture #2

ddemari — Sat, 31 Oct 2015 01:33:18 GMT

im glad cap1 took away my prequals a few days after accepting venture lol.

Re: Itching for Venture #2

tntexans72 — Sat, 31 Oct 2015 02:38:36 GMT

@ddemari wrote:
im glad cap1 took away my prequals a few days after accepting venture lol.

Lol how many do you have? My 1st was 15k. Been using it heavy and pif on my 1st statement.

Re: Itching for Venture #2

Anonymous — Sat, 31 Oct 2015 10:22:44 GMT

@tntexans72 wrote:
Got my 1st Venture on 9/21. Just checked the prequalified right now and it stated Congratulations!

Am I golden for a 2nd Venture? Apr is not great but 17.9%. I want that bonus!

Yes it appears that you are golden! Just got my second Venture recently and unless something wild and crazy happened on your CR, like 5 collections, you can take that approval to the bank, lol! What's also wonderful is the combining of cards. I know that they are enhancing that system now, but it will be back up. So if the first Venture has a better APR, merge them when the time comes. You have a nice window of 0 % apr for a while.

Re: Itching for Venture #2

Jerry45 — Sat, 31 Oct 2015 15:56:28 GMT

@CreditMagic7 wrote:
Oh oh

if it's got that little opt out box under it like i'm sure it has, well...................

Your Decision

I will be going for #3 after 2016.

Magic, is there a trick on the Cap One pre qual site? I am pre qualified on cards there, with a definite APR, but should it be Accept now or Apply now Button?

Re: Itching for Venture #2

Jerry45 — Sat, 31 Oct 2015 16:00:22 GMT

@Anonymous wrote:
@tntexans72 wrote:
Got my 1st Venture on 9/21. Just checked the prequalified right now and it stated Congratulations!

Am I golden for a 2nd Venture? Apr is not great but 17.9%. I want that bonus!
Yes it appears that you are golden! Just got my second Venture recently and unless something wild and crazy happened on your CR, like 5 collections, you can take that approval to the bank, lol! What's also wonderful is the combining of cards. I know that they are enhancing that system now, but it will be back up. So if the first Venture has a better APR, merge them when the time comes. You have a nice window of 0 % apr for a while.

The quicksilver rewards looks tempting. Only card I see out there that has:

1. No AF

2. No foreign fees

3. O% on purchases and Balance transfer

4.$500 promo and 1.5 cash back to boot

Triple pull is the only downside. Do they have good starting Cl's?

Re: Itching for Venture #2

tntexans72 — Sat, 31 Oct 2015 16:20:22 GMT

Just submitted my application for my 2nd Venture!!!!

Re: Itching for Venture #2

Jerry45 — Sat, 31 Oct 2015 16:24:12 GMT

And.. the Drum rolls

Re: Itching for Venture #2

Anonymous — Sat, 31 Oct 2015 16:47:55 GMT

?????

Re: Itching for Venture #2

pizza1 — Sat, 31 Oct 2015 18:31:36 GMT

I did mine 45 days apart. Apped back to back for Venture and QS minutes apart....did it again 45 days later. LOL

Re: Itching for Venture #2

gdale6 — Sun, 01 Nov 2015 00:25:38 GMT

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Venture-2-Approved/m-p/4304991