topic Re: Discover CLI in Credit Card Applications

Discover CLI

Anonymous — Wed, 04 Nov 2015 15:29:48 GMT

I've seen posts say that its best to wait until day 31 to request a CLI on a brand new Discover card and others say day 91 is best. What have you found to work the best?

Re: Discover CLI

austinguy907 — Wed, 04 Nov 2015 16:40:10 GMT

new accounts min of 90 days from approval before they'll do a CLI

Re: Discover CLI

ojefferyo — Wed, 04 Nov 2015 17:47:20 GMT

@Anonymous wrote:
I've seen posts say that its best to wait until day 31 to request a CLI on a brand new Discover card and others say day 91 is best. What have you found to work the best?

You will not get an increase at 31 days, I have not seen anyone here yet. At least 90 days before you qualify unless they give it to you voluntarily. And even at the 90 day mark if they feel like you don't deserve one they will deny it too.

Re: Discover CLI

Anonymous — Wed, 04 Nov 2015 18:12:03 GMT

You will not get an increase at 31 days, I have not seen anyone here yet. At least 90 days before you qualify unless they give it to you voluntarily. And even at the 90 day mark if they feel like you don't deserve one they will deny it too.

Of course I wouldn't expect them to hand over a CLI all willy-nilly! As I'm rebuilding and learning the in's and out's of credit, I want to start taking actions more purposefully and with more thought than I have in the past.

Re: Discover CLI

ojefferyo — Wed, 04 Nov 2015 20:07:09 GMT

They do like to see you make use of the card though. Big payments or PIF seems to work in your favor when asking for a CLI. What CL did they start you off with?

Re: Discover CLI

Anonymous — Wed, 04 Nov 2015 21:32:11 GMT

Wow are they just letting ANYONE in now?!?! Jk jk jk jk!!! ha! Nice to see that in this we are also together! Got the DiscoverIt too! They must love rebuilders!

Re: Discover CLI

Anonymous — Wed, 04 Nov 2015 22:33:44 GMT

@Anonymous wrote:
Wow are they just letting ANYONE in now?!?! Jk jk jk jk!!! ha! Nice to see that in this we are also together! Got the DiscoverIt too! They must love rebuilders!

Right?? I think I'll grab one for my 3 yr old son and dog too while they're handing them out! lol
I only started at $1200 which isn't where I want to be but it's my highest ever SL. Onwards and upwards now!!

Re: Discover CLI

Anonymous — Wed, 04 Nov 2015 22:40:09 GMT

Wait the 90 days and you probably will get an increase providing you use the card a lot and pay often.

Re: Discover CLI

SouthJamaica — Thu, 05 Nov 2015 03:37:59 GMT

@Anonymous wrote:
I've seen posts say that its best to wait until day 31 to request a CLI on a brand new Discover card and others say day 91 is best. What have you found to work the best?

I got my first Discover CLI on Day 86.