topic Re: TD Nordstrom Cli Denied in Credit Card Applications

TD Nordstrom Cli Denied

Anonymous — Wed, 04 Nov 2015 21:30:54 GMT

So I'm really bummed out I was denied a Cli just now. I have spent over a 1000 dollars in 8 months, have a zero balance with them currently. My score has jumped 50 plus points since I opened the account. Looks like TD has made things more strict for sure... 😢 Just so everyone knows I'm at 48 percent utilization current scores in the low 600s to 650.

Re: TD Nordstrom Cli Denied

Anonymous — Wed, 04 Nov 2015 22:44:38 GMT

Sorry to hear that. They do appear to be pretty strict, 8 months, a lot of usage and payments.n maybe it's the utilization.

Re: TD Nordstrom Cli Denied

Countingpennies — Wed, 04 Nov 2015 23:09:14 GMT

Utilization and low scores probably have something to do with it. You will get a letter. I think if you get your scores up around 670, you can try again.

Re: TD Nordstrom Cli Denied

B335is — Wed, 04 Nov 2015 23:47:39 GMT

Sorry to hear. I think your total utilization may be the issue.

Re: TD Nordstrom Cli Denied

Anonymous — Wed, 04 Nov 2015 23:50:53 GMT

It's still a soft pull. I may try again when my utilization is down.