topic Re: AMEX mail offer in Credit Card Applications

AMEX mail offer

CleanCredit — Thu, 05 Nov 2015 21:19:04 GMT

Hey guys recently went on the AMEX site and tried to see if I have any pre-qualified offers and got the "based on your interests" message. However, i put in my information for the pre-screened Mail offers and got a message saying "Hello Anthony, we have found the following pre-qualified card offers for you." Are the mail offers "true" prequals?

They are offering AMEX BCE, BCF, and Everday Preferred.

Thanks in advance!

Re: AMEX mail offer

Anonymous — Thu, 05 Nov 2015 21:22:30 GMT

What are your scores? Baddies? I've see denials with the prequals lately.

Re: AMEX mail offer

CleanCredit — Thu, 05 Nov 2015 21:27:54 GMT

Zero baddies. 23 y/o.

Around 750 all around. Applied for Chase Freedom back in June and got approved for $7k. That's the only credit card app this year. I do have auto loan inquiry from July.

Re: AMEX mail offer

Anonymous — Fri, 06 Nov 2015 00:27:52 GMT

Try it. Sounds promising.

Re: AMEX mail offer

Anonymous — Fri, 06 Nov 2015 00:42:35 GMT

Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

Re: AMEX mail offer

Anonymous — Fri, 06 Nov 2015 00:45:15 GMT

@Anonymous wrote:
Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

Re: AMEX mail offer

CleanCredit — Fri, 06 Nov 2015 00:47:47 GMT

I have not apped yet. Not even sure which card to app for!

Re: AMEX mail offer

Anonymous — Fri, 06 Nov 2015 13:38:48 GMT

@CleanCredit wrote:
I have not apped yet. Not even sure which card to app for!

You should wait and app for the 50K CSP that's coming since you have the Freedom and Chase only allows 5/24.

Re: AMEX mail offer

CleanCredit — Fri, 06 Nov 2015 15:02:17 GMT

Not a bad idea. Do you know when that is coming? I am pre-qualed for CSP on chase site right now too.

Re: AMEX mail offer

Anonymous — Fri, 06 Nov 2015 16:10:36 GMT

@CleanCredit wrote:
Not a bad idea. Do you know when that is coming? I am pre-qualed for CSP on chase site right now too.

This is all the info I have:

http://frequentmiler.boardingarea.com/2015/11/04/sapphire-preferred-55k-and-freedom-17-5k-offers-coming-soon/

Regardless, the CSP should be one of the first cards you app for once you can. It's features are great and its really hard to get with the stupid new policy.

Re: AMEX mail offer

Anonymous — Sat, 07 Nov 2015 03:15:16 GMT

please list your monthly spend and its categories like dining, gas, groceries, travel, and general spend. If you fly on delta amex Membership Rewards make sense. I've had great luck with my Amex ED, PRG, and Delta Card.

Right now the delta has 50k miles plus $50 after 2k spend, unless its targeted offer then its only 1k spend. Using that 1 experian inquiry you can also grab the PRG charge card that must be paid in full monthly, and it has 50k MR points after 1k spend, which transfer 1-1 to delta. PLUS $100 in airline gift cards now, and another $100 after Jan 1st. No AF the first year on either card! Pretty easy to book a round trip domestic flight for 25k points!

If you want the simplest of all routes, go for the CSP as it pairs well with your Freedom. Not to mention the bonus.

Re: AMEX mail offer

CleanCredit — Mon, 16 Nov 2015 18:33:33 GMT

Well guys I ended up waiting for the CSP offer and just apped. Got approved for $10,600!

Re: AMEX mail offer

Anonymous — Mon, 16 Nov 2015 19:06:39 GMT

That is awesome. Nice SL. Congrats!