topic Re: Cap1 GMC in Credit Card Applications

Cap1 GMC

Creditaddict — Thu, 05 Nov 2015 16:55:06 GMT

I have been cutting cards left and right and have been leaning towards gardening a bit but after leasing the new GMC Terrain for our company decided to try to grab the GMC Card first.

Application actually went into review which I almost never see with Cap1 so I actually think that might be a good sign... I hope!

Re: Cap1 GMC

creditguy — Thu, 05 Nov 2015 17:36:41 GMT

@Creditaddict wrote:
I have been cutting cards left and right and have been leaning towards gardening a bit but after leasing the new GMC Terrain for our company decided to try to grab the GMC Card first.
Application actually went into review which I almost never see with Cap1 so I actually think that might be a good sign... I hope!

You should be fine, it seems like its either a review and approval or flat out denial. I was reviewed and approved and my DW was flat out denied. It says Capital One on the card but that's basically in name only if you ask me. They are serviced by capital one but run like the old HSBC they used to be. Some of the things I like about cap one like their iphone app and apple pay are non existent with this card. But the rewards are real, Good Luck!!!

Re: Cap1 GMC

Anonymous — Thu, 05 Nov 2015 19:45:33 GMT

@Creditaddict wrote:
I have been cutting cards left and right and have been leaning towards gardening a bit but after leasing the new GMC Terrain for our company decided to try to grab the GMC Card first.
Application actually went into review which I almost never see with Cap1 so I actually think that might be a good sign... I hope!

My aunt has scores in the 500's and recieved an world elite with a $300 limit buypower. did u apply for the business account ?

Re: Cap1 GMC

Creditaddict — Thu, 05 Nov 2015 19:47:25 GMT

@Anonymous wrote:
@Creditaddict wrote:
I have been cutting cards left and right and have been leaning towards gardening a bit but after leasing the new GMC Terrain for our company decided to try to grab the GMC Card first.
Application actually went into review which I almost never see with Cap1 so I actually think that might be a good sign... I hope!
My aunt has scores in the 500's and recieved an world elite with a $300 limit buypower. did u apply for the business account ?

Re: Cap1 GMC

pizza1 — Fri, 06 Nov 2015 03:27:52 GMT

Good luck CA!!!! rooting for ya!

Re: Cap1 GMC

Anonymous — Sat, 07 Nov 2015 00:57:47 GMT

Good luck with acquiring the GMC Cap One acct. I received a pre qual for the card that expired end of Oct. I froze my EQ, and didn't think they would approve without pulling EQ.

Re: Cap1 GMC

creditguy — Sat, 07 Nov 2015 01:02:12 GMT

Unlike other cap one cards they only pulled from one CRA instead of all three and I believe they pulled only EQ when I applied.

Re: Cap1 GMC

Creditaddict — Sat, 07 Nov 2015 01:13:26 GMT

They pull EQ only for this one

Re: Cap1 GMC

MakeItAMudLight — Sat, 07 Nov 2015 01:37:38 GMT

I got the preapproval in the mail after I bought my last truck. After I got the third pre-approval I figured it was worth a shot. They soft pulled me the day I bought my truck on Eq. I applied via mail which I have never done but the preapproval didn't have any code to do it online. They HP my Equifax but I thought it was strange because the HP is dated the same day as the SP. So my HP was already six weeks old!

Re: Cap1 GMC

B335is — Sat, 07 Nov 2015 07:43:04 GMT

Goodluck CA, can't wait to hear the outcome!