topic Re: CoBranded Cap1 CLI in Credit Card Applications

CoBranded Cap1 CLI

Anonymous — Sat, 07 Nov 2015 15:20:29 GMT

Bless me Father for I have sinned, my last HP was Oct 3rd.

Cap1 is denying a CLI on PC'd Platinum, obtained July, PC'd Aug.

Sept 2nd, got the PlayStation card. I think it would be a HP if I attempt a CLI at this point, yes? It is in credit steps, so should patience be a virtue, I'll drop my wifi and move along.

Re: CoBranded Cap1 CLI

Anonymous — Sat, 07 Nov 2015 15:24:46 GMT

if it's credit steps then wait for that to end. a HP CLI may not even yield results

Re: CoBranded Cap1 CLI

Jerry45 — Sat, 07 Nov 2015 15:51:48 GMT

@Anonymous wrote:
if it's credit steps then wait for that to end. a HP CLI may not even yield results

Re: CoBranded Cap1 CLI

Pway — Sat, 07 Nov 2015 19:14:17 GMT

@Anonymous wrote:
Bless me Father for I have sinned, my last HP was Oct 3rd.

Cap1 is denying a CLI on PC'd Platinum, obtained July, PC'd Aug.

Sept 2nd, got the PlayStation card. I think it would be a HP if I attempt a CLI at this point, yes? It is in credit steps, so should patience be a virtue, I'll drop my wifi and move along.

I would give it one more month. I have the Sony card that was enrolled in credit steps and I requested an increase around my third statement cut and I received an additional increase. It was a SP, and about three months later I received my credit steps as well.

Re: CoBranded Cap1 CLI

Anonymous — Mon, 09 Nov 2015 16:45:19 GMT

@Pway wrote:
@Anonymous wrote:
Bless me Father for I have sinned, my last HP was Oct 3rd.

Cap1 is denying a CLI on PC'd Platinum, obtained July, PC'd Aug.

Sept 2nd, got the PlayStation card. I think it would be a HP if I attempt a CLI at this point, yes? It is in credit steps, so should patience be a virtue, I'll drop my wifi and move along.
I would give it one more month. I have the Sony card that was enrolled in credit steps and I requested an increase around my third statement cut and I received an additional increase. It was a SP, and about three months later I received my credit steps as well.

+1 same thing with credit steps....you'll likely get turned down for a CLI if your 3rd statement hasn't cut saying too new...wait for that 3rd statement...then do the first CLI online through your Cap One account it was a SP for me too (don't know if doing by phone would change that, I like easy lol)...then credit steps graduation resulted in my CL going from $500 to 800 then then $1500 at credit steps end on Playstation Card and on the platinum card went from $300 to $500 to $1300...DH had a much better experience but his scores are closer to 800 and had a thin file.