topic Re: Chase Pre-Qual Freedom and Slate in Credit Card Applications

Chase Pre-Qual Freedom and Slate

Bay_Area_Joe — Mon, 09 Nov 2015 01:35:06 GMT

Chase SP my Credit File, I just check the prequl site and had the ;

Freedom;

PRICING INFORMATION

INTEREST RATES AND INTEREST CHARGES

Purchase Annual Percentage Rate (APR)

0% Intro APR for the first 15 billing cycles that your Account is open.

After that, 13.99%. This APR will vary with the market based on the Prime Rate.a

Balance Transfer APR

0% Intro APR for the first 15 billing cycles that your Account is open.

After that, 13.99%. This APR will vary with the market based on the Prime Rate.a

Also had the Slate;

Purchase Annual Percentage Rate (APR)

0% Intro APR for the first 15 billing cycles that your Account is open.

After that, 12.99%. This APR will vary with the market based on the Prime Rate.a

Balance Transfer APR

0% Intro APR for the first 15 billing cycles that your Account is open.

After that, 12.99%. This APR will vary with the market based on the Prime Rate.a

I thougt I was pretty maxed out on exposure at just over 50k.

From what I have read these are pretty solid offers ?

Any idea on what kind of limits I could get ?

Thank you

Re: Chase Pre-Qual Freedom and Slate

myhomenow — Mon, 09 Nov 2015 01:55:32 GMT

I'm far from the expert but I had waited a while for the chase prequal to deem me acceptable to apply... and it did last week and got the same offer and was denied. I think the pre qual link may be flawed as of late. My scores are decent my util is high at the moment. The letter they sent with the reasons were such BS..(too many mortgages opened in the past 2 years - I have 1,I bought out my ex in 2014) it could be I am black listed from chase, they did close a card on me for 2 lates in a row but I paid in full and haven't had a late payment since 2011 (not long enough I guess).

Bottom line, I am proof the pre qualify link is not a definite. I wasted 2 HP's on it..

Re: Chase Pre-Qual Freedom and Slate

Anonymous — Mon, 09 Nov 2015 04:28:09 GMT

nothing is definite but they're still solid