topic Re: Chase questions in Credit Card Applications

Chase questions

Anonymous — Mon, 09 Nov 2015 22:08:17 GMT

Hi Folks,

Been a few months since I last posted. I had the good fortune of some things dropping off a few months back and my scores rose dramatically. I app'd 6 cards and was approved for all of them between July and August. When I applied I didn't realize how fussy Chase was with their app process and didn't make them a top priority. I would like a chase card but I have blown away the 5 cards in 24 month rule by getting 6 in the past 6 months. They will not however leave me alone and continue to send me letters to apply for Freedom every few weeks and today I received a letter for the CSP. I have to assume that even though I am receiving their propaganda that they won't be bending their 5/24 rule anytime soon and that applying would just be a waste? My scores are all mid-high 700s no baddies.

Thanks

Re: Chase questions

Anonymous — Mon, 09 Nov 2015 22:13:35 GMT

interesting

Re: Chase questions

Anonymous — Mon, 09 Nov 2015 22:22:44 GMT

i have seen that if you have over the 5 accounts in 24 months regardless of "offers" they still deny, but i wanna see what others say about this

Re: Chase questions

Anonymous — Mon, 09 Nov 2015 22:52:56 GMT

@Anonymous wrote:
Hi Folks,

Been a few months since I last posted. I had the good fortune of some things dropping off a few months back and my scores rose dramatically. I app'd 6 cards and was approved for all of them between July and August. When I applied I didn't realize how fussy Chase was with their app process and didn't make them a top priority. I would like a chase card but I have blown away the 5 cards in 24 month rule by getting 6 in the past 6 months. They will not however leave me alone and continue to send me letters to apply for Freedom every few weeks and today I received a letter for the CSP. I have to assume that even though I am receiving their propaganda that they won't be bending their 5/24 rule anytime soon and that applying would just be a waste? My scores are all mid-high 700s no baddies.

Thanks

You can go with thier co-branded cards and not have to worry about the 5/24 rule.

Re: Chase questions

Existentialist — Mon, 09 Nov 2015 22:53:36 GMT

Your 'assumption' would be correct. Is it possible to get approved anyway? Well u know what they say.... anything is possible. Is it worth possibly wasting an inquiry to find out? Only one person can answer that. However on the flip side if you're intent on getting in with Chase, as an option I s'pose u could go the co-branded route. That said, you've got a nice lineup - and Chase ain't going anywhere

Re: Chase questions

Anonymous — Tue, 10 Nov 2015 00:15:52 GMT

Interesting. This 5/24 rule only about personal Chase cards or business chase cards Ink also?

Re: Chase questions

myscorerocks — Tue, 10 Nov 2015 04:30:46 GMT

So, co-branded Chase cards don't count? I'm interested in the United card.

And, do all credit cards count? I opened a few store cards this past summer which may hurt my chances to get in with Chase.

Re: Chase questions

Anonymous — Tue, 10 Nov 2015 04:37:42 GMT

any new accounts count as far as i have seen

Re: Chase questions

Mattopotamus — Wed, 11 Nov 2015 00:05:01 GMT

The 5/24 is true for the sapphire, slate, and freedom.

Re: Chase questions

tntexans72 — Wed, 11 Nov 2015 00:12:02 GMT

@Mattopotamus wrote:
The 5/24 is true for the sapphire, slate, and freedom.

Along with ink plus & ink cash. Currently only for Chase branded cards. We are all still good for co-branded cards.

Re: Chase questions

Anonymous — Wed, 11 Nov 2015 01:01:25 GMT

@tntexans72 wrote:
@Mattopotamus wrote:
The 5/24 is true for the sapphire, slate, and freedom.
Along with ink plus & ink cash. Currently only for Chase branded cards. We are all still good for co-branded cards.

Not true on the business cards. Several members have reported approvals for the Ink with new accounts in excess of the 5/24.

Re: Chase questions

Anonymous — Wed, 11 Nov 2015 01:11:15 GMT

@Anonymous wrote:
@tntexans72 wrote:
@Mattopotamus wrote:
The 5/24 is true for the sapphire, slate, and freedom.
Along with ink plus & ink cash. Currently only for Chase branded cards. We are all still good for co-branded cards.
Not true on the business cards. Several members have reported approvals for the Ink with new accounts in excess of the 5/24.

Absolutely doesn't apply to the Ink cards. I was approved for the Ink Plus after adding a tad more than 5 accounts in the last two years.

Re: Chase questions

CreditCuriosity — Wed, 11 Nov 2015 01:23:57 GMT

@Anonymous wrote:
@Anonymous wrote:
@tntexans72 wrote:
@Mattopotamus wrote:
The 5/24 is true for the sapphire, slate, and freedom.
Along with ink plus & ink cash. Currently only for Chase branded cards. We are all still good for co-branded cards.
Not true on the business cards. Several members have reported approvals for the Ink with new accounts in excess of the 5/24.
Absolutely doesn't apply to the Ink cards. I was approved for the Ink Plus after adding a tad more than 5 accounts in the last two years.

explain tad.. tad = 15ish? lol

Re: Chase questions

Anonymous — Wed, 11 Nov 2015 01:36:08 GMT

^ lol

Re: Chase questions

Anonymous — Wed, 11 Nov 2015 01:40:02 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous wrote:
@tntexans72 wrote:
@Mattopotamus wrote:
The 5/24 is true for the sapphire, slate, and freedom.
Along with ink plus & ink cash. Currently only for Chase branded cards. We are all still good for co-branded cards.
Not true on the business cards. Several members have reported approvals for the Ink with new accounts in excess of the 5/24.
Absolutely doesn't apply to the Ink cards. I was approved for the Ink Plus after adding a tad more than 5 accounts in the last two years.
explain tad.. tad = 15ish? lol

20ish

Re: Chase questions

Anonymous — Wed, 11 Nov 2015 01:41:45 GMT

idk how you thought "tad" was the appropriate word then, lol.

Re: Chase questions

CreditCuriosity — Wed, 11 Nov 2015 01:53:13 GMT

@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous wrote:
@tntexans72 wrote:
@Mattopotamus wrote:
The 5/24 is true for the sapphire, slate, and freedom.
Along with ink plus & ink cash. Currently only for Chase branded cards. We are all still good for co-branded cards.
Not true on the business cards. Several members have reported approvals for the Ink with new accounts in excess of the 5/24.
Absolutely doesn't apply to the Ink cards. I was approved for the Ink Plus after adding a tad more than 5 accounts in the last two years.
explain tad.. tad = 15ish? lol
20ish

WIN!