topic Re: Chase visa Amazon in Credit Card Applications

Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:07:46 GMT

Sunday went on a credit card applying spree. One of the cards I was declined for was the chase Amazon but got the Amazon store card 2200 limit.
Received the dreaded 7-10 day letter message on the chase visa Amazon rewards card. 2 days later got an email
congratulations you've been approved for 5000....well that was unexpected!!!!

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:09:21 GMT

How does the app work with them? I'm figuring a manual review was done?

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:14:07 GMT

Kind of a similar thing happened to me, got the 'cart offer' from Amazon Visa, I am trying to get some new lines soon, then garden for 6-9 months to get a mortgage. Got the dreaded 7-10 day message and eventually declined because I got a Chase Slate card about 2 weeks ago. They said you cannot open multiple Chase accounts within 30 days of each other. Called the 1-888-245-0625 # and they reconned and approved the card. Felling good about that and Chase. They are making themselves continders for the mortgage.

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:20:58 GMT

Congrats on the cards. The Amazon Store card has more benefits than the Chase version. But enjoy them.

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:27:47 GMT

Thats what I'm doing too JB5. We have a mortgage and that will be paid off in 2016. But we want to get a bigger house. Her credit excellent, mine was garbage it's better now 650's So I'm just thing to get what I can to garden those cards until 2019 when everything bad falls off my CR and the cards I have now will be 3 years with all positive reports.
I'm just hoping some of the other ones do a manual review too so those HP go to good use!

Re: Chase visa Amazon

kdm31091 — Tue, 10 Nov 2015 15:28:42 GMT

There's not much point in carrying both the Amazon Visa and the store card, IMO, since the store card gives an unlimited 5%. The Visa is 3% on amazon, and 2% on a few categories. Far from a terrible card since at least you can cash out the points for full value even if not using them on amazon, but just not really a necessity for amazon spend when you have the store card.

Anyway, congrats on the approvals.

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:29:30 GMT

Ty yes-it's-me.
I'll defiantly keep that in mind. As Christmas is fast approaching! Lol.

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 15:33:26 GMT

@kdm31091 wrote:
There's not much point in carrying both the Amazon Visa and the store card, IMO, since the store card gives an unlimited 5%. The Visa is 3% on amazon, and 2% on a few categories. Far from a terrible card since at least you can cash out the points for full value even if not using them on amazon, but just not really a necessity for amazon spend when you have the store card.

Anyway, congrats on the approvals.

The ones I'm getting now are my upgrades from surge and total. I know I know lmbo.

So for me this is a huge success from those cards. One day I'll get the really good ones!!

Re: Chase visa Amazon

ddemari — Tue, 10 Nov 2015 15:35:06 GMT

Congrats! I like the Amazon Visa from Chase. Enjoy both your cards.

Re: Chase visa Amazon

B335is — Tue, 10 Nov 2015 16:31:48 GMT

Congrats!!

Re: Chase visa Amazon

Anonymous — Tue, 10 Nov 2015 21:31:38 GMT

Congrats! That's a nice SL on that card.