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    <title>topic Re: Lowes CLI - Do they actually SP on the spot ? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323603#M94219</link>
    <description>&lt;P&gt;definitely a new SP if you call. Not sure what they use if you request online.They have been very accomodating by phone, not so much via online for me&lt;/P&gt;</description>
    <pubDate>Wed, 11 Nov 2015 18:39:54 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-11-11T18:39:54Z</dc:date>
    <item>
      <title>Lowes CLI - Do they actually SP on the spot ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323423#M94206</link>
      <description>&lt;P&gt;Just curious if anybody know when asking for a CLI on Lowes do they SP on the spot or do they use the last SP from the account review ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am about to ask for one, but do not know if I should wait until i see a fresh SP on my TU or not.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;J&lt;/P&gt;</description>
      <pubDate>Wed, 11 Nov 2015 16:54:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323423#M94206</guid>
      <dc:creator>Bay_Area_Joe</dc:creator>
      <dc:date>2015-11-11T16:54:02Z</dc:date>
    </item>
    <item>
      <title>Re: Lowes CLI - Do they actually SP on the spot ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323571#M94214</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/628292"&gt;@Bay_Area_Joe&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Just curious if anybody know when asking for a CLI on Lowes do they SP on the spot or do they use the last SP from the account review ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am about to ask for one, but do not know if I should wait until i see a fresh SP on my TU or not.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;J&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;In reviewing mine, it looks like they did an SP at the time of the request. &amp;nbsp;Not sure though if that's the case all the time&lt;/P&gt;</description>
      <pubDate>Wed, 11 Nov 2015 18:18:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323571#M94214</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-11T18:18:16Z</dc:date>
    </item>
    <item>
      <title>Re: Lowes CLI - Do they actually SP on the spot ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323603#M94219</link>
      <description>&lt;P&gt;definitely a new SP if you call. Not sure what they use if you request online.They have been very accomodating by phone, not so much via online for me&lt;/P&gt;</description>
      <pubDate>Wed, 11 Nov 2015 18:39:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Lowes-CLI-Do-they-actually-SP-on-the-spot/m-p/4323603#M94219</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-11T18:39:54Z</dc:date>
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