topic Re: Barclay Rewards MC pre approval? in Credit Card Applications

Barclay Rewards MC pre approval?

Anonymous — Mon, 16 Nov 2015 23:36:02 GMT

Hey folks does anyone know how reliable Barclay rewards mail offers are? My fiancé is in credit rebuilding mode and we are trying to see if we can get him one more card so he can have 3 positive trade lines reporting. Just received a mailer from Barclay that says "you're pre-selected". But don't want to waste a hard pull unless he's got a reasonable shot of approval. Any thoughts?

Re: Barclay Rewards MC pre approval?

kdm31091 — Mon, 16 Nov 2015 23:42:28 GMT

If it has a fixed APR its supposed to be pretty reliable though of course no guarantee. Anecdotally I think their rewards mc is one of their easier cards to get.

Re: Barclay Rewards MC pre approval?

Anonymous — Mon, 16 Nov 2015 23:45:30 GMT

Thanks for the quick response! It does have a fixed APR associated with it. Barclay usually pulls TU right?

Re: Barclay Rewards MC pre approval?

Gmood1 — Mon, 16 Nov 2015 23:46:48 GMT

Yup they sure do. My prequalification was spot on.

Re: Barclay Rewards MC pre approval?

Anonymous — Mon, 16 Nov 2015 23:51:15 GMT

IMO...

invitation to apply - 40% chance of approval.

pre selected - 70% chance of approval.

pre approved - 90% chance of approval.

Re: Barclay Rewards MC pre approval?

Anonymous — Tue, 17 Nov 2015 00:44:37 GMT

Got approved! Thanks folks!

Re: Barclay Rewards MC pre approval?

Anonymous — Tue, 17 Nov 2015 00:53:59 GMT

Rock on!

Re: Barclay Rewards MC pre approval?

ddemari — Tue, 17 Nov 2015 01:05:29 GMT

Is the apr 24.9%? Because usually that card only offers that apr. maybe a year to two years I was flooded with those pre selected offers for that card, but I never applied for it.

Re: Barclay Rewards MC pre approval?

Anonymous — Tue, 17 Nov 2015 01:19:15 GMT

APR is 22%. Definitely high but he won't be carrying balances on it. Just gonna use it for rebuilding until he can move up to better cards.

Re: Barclay Rewards MC pre approval?

ddemari — Tue, 17 Nov 2015 01:32:08 GMT

i think with that pre-selected offer, its 50/50. let us know what happens!