topic Re: Syncrony 5 Statement Trick for CLI in Credit Card Applications

Syncrony 5 Statement Trick for CLI

Anonymous — Thu, 19 Nov 2015 01:36:59 GMT

So in Feb 2015, I let a balance report to this card, paid it off after 4 statements. 5th statement cut and BOOM! CL went from 1500 to 3500!!

Then, I sstupidly in April 2015 went through automated system asked for CLI up to 5K instantly denied (and it showed up as a HP, I thought it was SP with Syncrony?)

My FICOs were all at about 670 at this time.

So on top of question above, I am wodnering if a new balance of about 200 bucks and paying it off after 4 months would garner another CLI or is that off the table since I got denied before?

Thank you.

Re: Syncrony 5 Statement Trick for CLI

Creditaddict — Thu, 19 Nov 2015 03:39:17 GMT

@Anonymous wrote:
So in Feb 2015, I let a balance report to this card, paid it off after 4 statements. 5th statement cut and BOOM! CL went from 1500 to 3500!!

Then, I sstupidly in April 2015 went through automated system asked for CLI up to 5K instantly denied (and it showed up as a HP, I thought it was SP with Syncrony?)
My FICOs were all at about 670 at this time.

So on top of question above, I am wodnering if a new balance of about 200 bucks and paying it off after 4 months would garner another CLI or is that off the table since I got denied before?

Thank you.

which card because very few Sync cards are HP for CLI

Re: Syncrony 5 Statement Trick for CLI

willwar14 — Thu, 19 Nov 2015 03:41:07 GMT

Are you talking about Carecredit? Because that is HP. Congrats though!!

Re: Syncrony 5 Statement Trick for CLI

Country_Feller — Thu, 19 Nov 2015 06:54:51 GMT

Way to go, Congratulations!!!

Re: Syncrony 5 Statement Trick for CLI

Anonymous — Thu, 19 Nov 2015 16:48:28 GMT

Its for a local diamond store here in Seattle. Its listed on my credit as "SyncB/Lux".

Thank you for the congrats on CLI!

I only use it every 6 months or so, got it intially to pay for my fiance's engagement ring.

So, if I do this again for 4 statement cycles, even after getting denied before after a HP, would they still give me a CLI potentially?

Re: Syncrony 5 Statement Trick for CLI

Anonymous — Mon, 23 Nov 2015 23:49:20 GMT

BUMP