topic Re: Chase CLI? in Credit Card Applications

Chase CLI?

Anonymous — Tue, 24 Nov 2015 00:36:17 GMT

Any word on if Chase ever does any auto CLI's? With my Chase Slate is it better to wait 6 months or 1 whole year before I try to apply for increase (if indeed I have to)? Any patters, tips, or tricks?

Re: Chase CLI?

Gmood1 — Tue, 24 Nov 2015 00:50:44 GMT

I've seen it mentioned here, though I've never received one. Easier to just apply for a different card and merge them down the road.

Re: Chase CLI?

Anonymous — Tue, 24 Nov 2015 02:05:42 GMT

I didn't get auto cli from Chase , got card in Sept 2015 with a 1300 limit , ran 3 BTs of 1200.00 each and PIF before statement cut , called and asked for a CLI got bumped to 5K and called a few weeks later and got bumped again to 10K took 2 HPs but I think it was worth it

Re: Chase CLI?

OmarGB9 — Tue, 24 Nov 2015 06:38:50 GMT

Can't speak for the slate as I don't have one, but I did get an auto CLI on my Freedom after 4 months. They doubled my CL from $1200 to $2400.

Re: Chase CLI?

Anonymous — Tue, 24 Nov 2015 12:11:36 GMT

@Anonymous wrote:
Any word on if Chase ever does any auto CLI's? With my Chase Slate is it better to wait 6 months or 1 whole year before I try to apply for increase (if indeed I have to)? Any patters, tips, or tricks?

They gave me auto increases on my Marriott Premier and Ritz cards after 6 months.

Re: Chase CLI?

Anonymous — Tue, 24 Nov 2015 13:47:06 GMT

I got one on my freedom from 4k to 5k after my 4th billing statement. While i didnt run a ton of money thru it maybe 700 a month that was a ton of swipes about 50 a month so not sure if that had something to do with it.

Re: Chase CLI?

Anonymous — Tue, 24 Nov 2015 14:40:04 GMT

They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..

Re: Chase CLI?

dragontears — Tue, 24 Nov 2015 17:22:10 GMT

My freedom has been open 1.5 years now, no CLI and from what I hear about chase I don't expect them to ever give one.

Re: Chase CLI?

crrredit — Tue, 24 Nov 2015 21:11:19 GMT

I just got an auto increase on Chase Freedom from $4K to $5.3K (after 5 statements)

Re: Chase CLI?

Anonymous — Tue, 24 Nov 2015 21:31:13 GMT

I have a Chase Freedom which I've received a couple of auto CLIs on. I opened the account in 2011. I don't remember exactly when the CLIs came, but it's as follows:

6k --> 9k (auto CLI)

9k --> 13k (auto CLI)

13k --> 30k (I requested)

Re: Chase CLI?

Jerry45 — Tue, 24 Nov 2015 22:14:58 GMT

@dragontears wrote:
My freedom has been open 1.5 years now, no CLI and from what I hear about chase I don't expect them to ever give one.

+1. Hillary and Bill would admit to lying, before I ever got a Auto CLI from Chase.

Re: Chase CLI?

Jerry45 — Tue, 24 Nov 2015 22:16:26 GMT

@Anonymous wrote:
They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..

I wonder if they would ever give a Auto CLI, while carrying a balance?

Re: Chase CLI?

Anonymous — Tue, 24 Nov 2015 23:34:56 GMT

@Jerry45 wrote:
@Anonymous wrote:
They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?

I've gotten two credit limit increases with chase on two different cards.

I apped in may 2015 got approved for both United and CSP at 5k. I was super siked as first big approvals. In about July I got a 1500 bump on my CSP and in August I got a 1000 dollar bump on my United. Since May I probably ran 15k through them between May and August. Currently only CSP has a balance I've accumulated this month of 500 dollars.

Re: Chase CLI?

Anonymous — Wed, 25 Nov 2015 00:33:23 GMT

That's good. I've had a Chase Freedom Card with a $1200 CL since April 2015, Have ran about $600 through it and paid it off within 2 months to $0 balance. I noticed that they (Chase) SP from Experian in June and again just yesterday Nov 23, 2015, which is my worst report (1-$700 Student Loan from 1987! - EX had a unscrupulous collection agency report it, and they refuse to remove it. All other reports do not have it. Other than that, there is nothing on my reports but good item. They have never offered my a CLI. Figure I'm too new to the credit world. TU Advantage Score is 737, EQ Fico is 697, and EXperian is 639 because of that 28 year old itme that should not be there.

Glad to see someone getting some LUV from Chase. Good Job!

@OmarGB9 wrote:
Can't speak for the slate as I don't have one, but I did get an auto CLI on my Freedom after 4 months. They doubled my CL from $1200 to $2400.

If you want to know who controls you, simply look at who it is that you are not allowed to criticize. - Volatire

Re: Chase CLI?

Jerry45 — Wed, 25 Nov 2015 15:24:09 GMT

@Anonymous wrote:
@Jerry45 wrote:
@Anonymous wrote:
They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?

I've gotten two credit limit increases with chase on two different cards.

I apped in may 2015 got approved for both United and CSP at 5k. I was super siked as first big approvals. In about July I got a 1500 bump on my CSP and in August I got a 1000 dollar bump on my United. Since May I probably ran 15k through them between May and August. Currently only CSP has a balance I've accumulated this month of 500 dollars.

thanks for the info.

Re: Chase CLI?

crrredit — Wed, 25 Nov 2015 17:01:32 GMT

@Jerry45 wrote:
@Anonymous wrote:
They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?

Yep, that's when my CLI came, after I started carrying a balance (which I only did because of the 0% APR offer). Not sure if that had anything to do with it, might just be coincidence. Seems like a lot of people are getting Chase CLIs right now.

Re: Chase CLI?

Anonymous — Mon, 07 Dec 2015 21:34:40 GMT

Thanks everyone for sharing this info. Wondering how they handle the disney cards. I started with a $4,500 CL at end of Sept and have been making a few payments and just paid my balance to zero. Guess calling them for some guideance wouldnt hurt. I'll let everyone know what I hear since it's the holidays and perhaps they are in the holiday mood!

Re: Chase CLI?

Anonymous — Mon, 07 Dec 2015 21:57:12 GMT

I've had my Chase Freedom since April 2015 (7 months) and not a peep out of Chase. Capital One Platinum auto cli at 6 months, and Discover It requested CLI with a SP after 6 months also.

No Luv from Chase at all. But, then again I wouldn't take the HP anyway.

Re: Chase CLI?

Anonymous — Mon, 07 Dec 2015 22:06:11 GMT

Well I just talked to someone at Disney Chase and they said there is no specific time of a CLI but they do review the accounts for a CLI and I should get an email or letter if they see I qualify for one so I'm not going to jinx with a hardpull and just wait.....