topic Re: Huntington Bank Voice - Continued! in Credit Card Applications

Huntington Bank Voice - Continued!

Creditaddict — Mon, 30 Nov 2015 21:48:59 GMT

So I applied today using my old address and of course now it's a department wondering why the addresses are not matching up.

I was able to update my address online to reflect the new CA address where the pre-approval came to originally and I tried calling in but was told that despite having an account, I would not be able to apply for a credit card outside of any state touching OH and that the pre-approval coming to CA address is just an error and if the app goes through with my old address then I can probably get it and be lucky but not if I want to process it through with the current CA address (that confuse anyone else?!)

They pulled TU for data point.

I'm done with it, if it approves and I can somehow get it then fine, otherwise... ill just consider my partner lucky with his!

Re: Huntington Bank Voice - Continued!

CreditCuriosity — Mon, 30 Nov 2015 22:07:13 GMT

@Creditaddict wrote:
So I applied today using my old address and of course now it's a department wondering why the addresses are not matching up.
I was able to update my address online to reflect the new CA address where the pre-approval came to originally and I tried calling in but was told that despite having an account, I would not be able to apply for a credit card outside of any state touching OH and that the pre-approval coming to CA address is just an error and if the app goes through with my old address then I can probably get it and be lucky but not if I want to process it through with the current CA address (that confuse anyone else?!)

They pulled TU for data point.
I'm done with it, if it approves and I can somehow get it then fine, otherwise... ill just consider my partner lucky with his!

TU interesting .. Thought they were EQ

Re: Huntington Bank Voice - Continued!

Anonymous — Mon, 30 Nov 2015 23:32:29 GMT

That is interesting. I have one of the preapproval letters from them in hand. If I could get them to pull TU maybe I'd give it a shot since I only have 5 INQ's there since I was fighting an incorrect med CA that I just got removed. But I think hear on the east coast they would pull EQ and would like my INQ's there.

Re: Huntington Bank Voice - Continued!

Creditaddict — Mon, 30 Nov 2015 23:34:35 GMT

Isn't that funny if they can't serve anywhere but the East Coast but yet pull inquiries based on geographic location

Re: Huntington Bank Voice - Continued!

ddemari — Mon, 30 Nov 2015 23:41:41 GMT

That is funny! Goofy for sure, good luck either way it pans out.

Re: Huntington Bank Voice - Continued!

Creditaddict — Tue, 01 Dec 2015 00:28:50 GMT

UPDATE On Credit Pull: My partners "Price you pay for Credit" letter came today from Huntington and it was an EQ pull for him... wonder why they hit my TU?!

Re: Huntington Bank Voice - Continued!

B335is — Tue, 01 Dec 2015 01:23:30 GMT

I didn't think Huntington exclusively pulled EQ. I know they tend to pull EQ and TU on occasion. For my second card they pulled TU (plus EQ).