topic Re: Citibank app status in Credit Card Applications

Citibank app status

Schoolbuskid — Fri, 04 Dec 2015 03:00:29 GMT

I applied for the citibank secured card on 12/2...got the message "application needs further processing" so i get an email today to call...they wanted to verify my income and housing, so i did. At that point the lady said the app was neither approved nor denied. She told me to wait for the letter in the mail or call/check online.

My Experian score at time of app was 564, up 28 points from where i started.

What are my chances? is this a bad sign? What was your score if you were approved for the secured card?

Re: Citibank app status

Schoolbuskid — Sat, 05 Dec 2015 06:30:23 GMT

I think I'm approved I called today they said they are just waiting on the deposit to clear.

Re: Citibank app status

tntexans72 — Sat, 05 Dec 2015 15:12:27 GMT

If they requested additional infor you are in. Keep us posted. You are on your way up from here. Citi is a great bank to get your foot in the door.

Re: Citibank app status

Schoolbuskid — Sat, 05 Dec 2015 19:46:47 GMT

@tntexans72 wrote:
If they requested additional infor you are in. Keep us posted. You are on your way up from here. Citi is a great bank to get your foot in the door.
@tntexans72 wrote:
If they requested additional infor you are in. Keep us posted. You are on your way up from here. Citi is a great bank to get your foot in the door.
Awesome, well that makes me feel alot better. I checked today still says pending...i wonder how long it takes for deposit to clear!

Re: Citibank app status

Anonymous — Sat, 05 Dec 2015 20:18:44 GMT

Sounds good! Let me be the first to congratulate you!

Re: Citibank app status

Schoolbuskid — Thu, 10 Dec 2015 02:42:37 GMT

@Anonymous wrote:
Sounds good! Let me be the first to congratulate you!

Thanks...finally received the approval email yesterday! Yipee!

Re: Citibank app status

OmarGB9 — Thu, 10 Dec 2015 18:10:13 GMT

Grats! What was your limit and APR?

Re: Citibank app status

Schoolbuskid — Thu, 10 Dec 2015 18:18:00 GMT

not sure yet...i think 24.99

Re: Citibank app status

Schoolbuskid — Fri, 11 Dec 2015 01:01:24 GMT

Congratulations! You've been approved.

You should receive your Citi® Card credit card welcome materials and card(s) by mail within 1 week of your approval date of 12-08-2015.

When you receive your card(s), just follow the activation instructions on the security sticker, then start enjoying all the benefits Citi® Card has to offer.

Account Details

Credit Card:
Citi® Card
Initial Credit Limit:
$200.00
Purchase APR:
21.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
21.99% for transfers completed within 2 months from date of account opening. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.