topic Re: Amazon recon in Credit Card Applications

Amazon recon

tussking — Mon, 07 Dec 2015 18:03:22 GMT

Hi I was denied an amazon store card. I applied based on information read around forums...Can I call them and ask for a recon if so any advice ?

Re: Amazon recon

Anonymous — Mon, 07 Dec 2015 18:23:00 GMT

@tussking wrote:
Hi I was denied an amazon store card. I applied based on information read around forums...Can I call them and ask for a recon if so any advice ?

With your scores, a recon won't work unfortunately. Your BK is fresh and you need some time to be able to the cards you really want. So give it sometime.

Re: Amazon recon

tussking — Mon, 07 Dec 2015 18:26:21 GMT

Thanks for replying ! I haven't updated my scores yet but when they pulled last week I was 610 Fico and 630 TU ?

Re: Amazon recon

Anonymous — Mon, 07 Dec 2015 18:28:49 GMT

@tussking wrote:
Thanks for replying ! I haven't updated my scores yet but when they pulled last week I was 610 Fico and 630 TU ?

You are welcome. You can try to recon but your BK was discharged in October, 2015. That may be too soon. But it does not hurt to try. The card is through Synchrony and you can try these numbers...

Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)
Credit Solutions 877-379-8173

Re: Amazon recon

willwar14 — Tue, 08 Dec 2015 11:46:55 GMT

Synchrony does not recon. You can try writing them a letter but idk. Synchrony typically likes to see 3 to 12 months of rebuilding post BK, at least that's what I've seen.

Re: Amazon recon

Anonymous — Tue, 08 Dec 2015 14:30:39 GMT

@willwar14 wrote:
Synchrony does not recon. You can try writing them a letter but idk. Synchrony typically likes to see 3 to 12 months of rebuilding post BK, at least that's what I've seen.

Thanks, that's good data. As a fellow bk survivor of the OP, I have to ask if there is a master post/thread of bk wait times? I saw one elsewhere, but it was very outdated and of little use. I think it'd be a cool project that would come together relatively quickly, if there wasn't one. Just throwing it out there, because this is one case where it clearly would have helped... and it certainly won't be the last. I mean I could do it, but I'm sure other could format it much better than myself when it comes to updating the OP.

Re: Amazon recon

willwar14 — Tue, 08 Dec 2015 19:28:19 GMT

Heres the one in the BK sub-forum, http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737

Re: Amazon recon

Scupra — Tue, 08 Dec 2015 18:34:03 GMT

@willwar14 wrote:
Heres the one in the BK sub-forum, http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737.

And is updated as often as we get SOLID info

Re: Amazon recon

Anonymous — Wed, 09 Dec 2015 01:11:02 GMT

@willwar14 wrote:
Heres the one in the BK sub-forum, http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737

Thanks... I got all excited, clicked the link(which the kudos giver obviously did NOT... ... and got this message:

An invalid set of parameters has been specified in the url.

Return to my original page

PS after trying to send THIS post, I got this message:

Your post has been changed because invalid HTML was found in the message body. The invalid HTML has been removed. Please review the message and submit the message when you are satisfied.

Re: Amazon recon

tussking — Wed, 09 Dec 2015 01:52:44 GMT

Amazon/Synchrony will recon if its within 7 days of the original application. I waited 10 days...At least thats what the rep told me !

Re: Amazon recon

FinStar — Wed, 09 Dec 2015 04:13:19 GMT

@tussking wrote:
Amazon/Synchrony will recon if its within 7 days of the original application. I waited 10 days...At least thats what the rep told me !

If it's a computer generated (denial) decision, SYNCB will not recon. The only time a decision gets reversed is if an individual was declined due to verification and submits the required information within the alloted time. For anything else, one would have to reapply.

Re: Amazon recon

Scupra — Wed, 09 Dec 2015 05:26:49 GMT

@captainj - go to the BK sub forum and go to the thread that way. Looks like the user who posted the link has a different amount of posts showing in their setting and is giving us an invalid page.

Re: Amazon recon

Scupra — Wed, 09 Dec 2015 05:28:09 GMT

http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/m-p/3999737/thread-id/27903?device-view=desktop

Re: Amazon recon

Anonymous — Thu, 10 Dec 2015 04:36:27 GMT

@Scupra wrote:
http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/m-p/3999737/thread-id/27903?device-view=desktop

Thank you, bookmarked!!! I'm going to check it out right now as well.