topic Re: Walmart MC - CLI denied, strange message in Credit Card Applications

Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 05:46:54 GMT

I was approved for a Walmart MC and after I activated it and set up my online access, I hit the Luv button.

I got this message I had never read about before:

Since I just got the card and I dont feel my credit position is really strong right now, I dropped it from consideration.

I got the rejection letter in the mail today, says insufficient time with new credit.

I'll try again in two months.

Just never saw or read about this message before.

Re: Walmart MC - CLI denied, strange message

ddemari — Fri, 04 Dec 2015 06:02:35 GMT

this is day to day practice with synch bank. That luv button won't work till 4 statement later. If u want a CLI, call credit solutions and ask for it.

Re: Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 06:07:36 GMT

I got the same response. I did call credit solutions before i had made my first payment and was turned down. Oh well. Learning experience for me.

Re: Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 06:17:09 GMT

Try the chat online. They raised me from $900 to $3,500 a week after activating this card. Hope this helps!

Re: Walmart MC - CLI denied, strange message

Jerry45 — Fri, 04 Dec 2015 12:27:28 GMT

@ddemari wrote:
this is day to day practice with synch bank. That luv button won't work till 4 statement later. If u want a CLI, call credit solutions and ask for it.

Re: Walmart MC - CLI denied, strange message

baller4life — Fri, 04 Dec 2015 12:53:50 GMT

Luv button never works for me. I always call Credit Solutions.

Re: Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 13:10:12 GMT

Congrats! I too use Credit Solution for my Synchrony increases, however if your scores are not sufficient, credit solutions will not give you an increase. Now that you are in the door with them, give it time, work on increasing your score, increases will definitely happen for you!

Re: Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 13:06:10 GMT

@baller4life wrote:
Luv button never works for me. I always call Credit Solutions.

Same for me.

Re: Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 16:07:47 GMT

Another tree is dying to send you a letter. Call them up

Re: Walmart MC - CLI denied, strange message

Anonymous — Fri, 04 Dec 2015 21:48:56 GMT

What is your TU score and what limit were you approved for on the M/C?

Re: Walmart MC - CLI denied, strange message

Anonymous — Sat, 05 Dec 2015 00:38:08 GMT

What tu score u need to wslmart vonsider,? I call snd they tell me be denied but i dont know whay tell for revons.. My tu is 525

Re: Walmart MC - CLI denied, strange message

Anonymous — Sat, 05 Dec 2015 00:56:15 GMT

i got the same letter from walmart concerning my mastercard and thought it was strange havent called CS yet still debating if i want to push for another CLI Good Luck

Re: Walmart MC - CLI denied, strange message

Anonymous — Sat, 05 Dec 2015 03:12:18 GMT

@Anonymous wrote:
What is your TU score and what limit were you approved for on the M/C?

I was approved for 2200 on the Walmart CC.

My TU Fico 8 score is 727 on CCT.

Re: Walmart MC - CLI denied, strange message

olehammer — Sat, 05 Dec 2015 05:14:40 GMT

@Anonymous wrote:
Try the chat online. They raised me from $900 to $3,500 a week after activating this card. Hope this helps!

@+1 - Started @ $600 and a week later $3,500 via Chat.

Re: Walmart MC - CLI denied, strange message

drboxing — Sat, 05 Dec 2015 14:31:56 GMT

almost a similar situation, I asked for an increase, was denied. Checked my account a few days later and they gave me an increase

Re: Walmart MC - CLI denied, strange message

adelphi_sky — Sat, 05 Dec 2015 15:18:06 GMT

Relatively new poster here. Luv button?

Re: Walmart MC - CLI denied, strange message

Anonymous — Sun, 06 Dec 2015 02:04:53 GMT

@adelphi_sky wrote:
Relatively new poster here. Luv button?

Luv Button refers to the 'Request Credit Line Increase' button in the online account management screens, as in 'Show me Some Love'.

Re: Walmart MC - CLI denied, strange message

gdale6 — Sun, 06 Dec 2015 02:12:46 GMT

That message means its been declined a letter will be forthcoming thru the mail with the reasons why and your score.

Re: Walmart MC - CLI denied, strange message

cartwrna — Tue, 08 Dec 2015 07:07:08 GMT

I get that message all of the time, and receive no letter etc in the mail gdale6. Its hit or miss with the button.

Re: Walmart MC - CLI denied, strange message

Anonymous — Tue, 08 Dec 2015 14:55:52 GMT

I'm relatively new to my Walmart card, but it's been long enough where my memory is fuzzy. In he past I think I got actual denials, but after maybe 2 or 3, it seems they turned the ability to try off. It now tells me I'm not allowed to try online, or something along those lines.

I realize i could call CS or chat, but I suppose right now I'm actually about as curious as to why this happened as I am about getting a CLI.

After getting banned in life in more ways than I care to remember, getting banned from the luv button could be one of the most frustrating, Id read so many legends, and when it came my turn, it was like what the first generation that doesn't get social security is going to feel like, a bit.

BTW, is it around the day Walmart updates the TU scores?