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    <title>topic Re: Budget &amp;amp; Expense Tracking, Credit Usage &amp;amp; Utilization Percentage - All in One Excel Temp in Personal Finance</title>
    <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703183#M110988</link>
    <description>&lt;P&gt;Try this out&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.vertex42.com/Calculators/debt-reduction-calculator.html" target="_blank"&gt;https://www.vertex42.com/Calculators/debt-reduction-calculator.html&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;it has been my debt ‘bible’ for the last 5 years&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i add new tabs and track every thing that I need&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 07 Aug 2019 21:47:51 GMT</pubDate>
    <dc:creator>RSX</dc:creator>
    <dc:date>2019-08-07T21:47:51Z</dc:date>
    <item>
      <title>Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Template</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703167#M110984</link>
      <description>&lt;P&gt;Good afternoon! I am wanting to find an Excel template that is basically an "All in One" file that is interactive to multiple tabs. Basically, I want to include my monthly and ytd budget, expense tracking, credit card usage and utilization percentage&amp;nbsp;and even include a credit score tracker in this. I need a "one stop shop" because unfortunately I have ADHD, I'm a single mom, work full time and go to school so I already have so much going on around me that I want to make this my only budget file I go to. I'm currently in the process of getting my credit cleaned up and to get my score on a better track so I want to be able to track it consistently and often.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I DO NOT want to use an app because I won't be consistent with it; I really need an Excel file that I can have on my computers and even my phone so it's always at my fingertips.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does anyone have something similar to this or willing to either build it or help me build it?&lt;/P&gt;</description>
      <pubDate>Wed, 07 Aug 2019 21:31:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703167#M110984</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-08-07T21:31:52Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703183#M110988</link>
      <description>&lt;P&gt;Try this out&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.vertex42.com/Calculators/debt-reduction-calculator.html" target="_blank"&gt;https://www.vertex42.com/Calculators/debt-reduction-calculator.html&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;it has been my debt ‘bible’ for the last 5 years&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i add new tabs and track every thing that I need&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Aug 2019 21:47:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703183#M110988</guid>
      <dc:creator>RSX</dc:creator>
      <dc:date>2019-08-07T21:47:51Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703545#M111022</link>
      <description>I actually do this right now, using Google Sheets (which is basically an online version of Excel). The only thing is that I have no idea how to turn it into a template for you because it’s completely personalized to my accounts and finances. I also do this for keeping track of my scores. How are you currently keeping track? Do you have a basic outline of your budget or are you starting from scratch?</description>
      <pubDate>Thu, 08 Aug 2019 03:39:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703545#M111022</guid>
      <dc:creator>KLEXH25</dc:creator>
      <dc:date>2019-08-08T03:39:10Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703878#M111055</link>
      <description>That's awesome and I would love to know more! I will be starting from scratch with all of this. Is there any way you could delete your info and save as a blank copy and send it to me?</description>
      <pubDate>Thu, 08 Aug 2019 13:59:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703878#M111055</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-08-08T13:59:22Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703889#M111056</link>
      <description>&lt;P&gt;I have a sample I have emailed to people before. &amp;nbsp;Hit me with your email address if you want&lt;/P&gt;</description>
      <pubDate>Thu, 08 Aug 2019 14:11:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5703889#M111056</guid>
      <dc:creator>RSX</dc:creator>
      <dc:date>2019-08-08T14:11:21Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5704237#M111108</link>
      <description>&lt;P&gt;That would be awesome! Thanks so much!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Fri, 09 Aug 2019 16:00:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5704237#M111108</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-08-09T16:00:40Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5704348#M111125</link>
      <description>&lt;P&gt;sent&lt;/P&gt;</description>
      <pubDate>Thu, 08 Aug 2019 20:09:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5704348#M111125</guid>
      <dc:creator>RSX</dc:creator>
      <dc:date>2019-08-08T20:09:21Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5704357#M111126</link>
      <description>&lt;P&gt;Thank you!!&lt;/P&gt;</description>
      <pubDate>Thu, 08 Aug 2019 20:19:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5704357#M111126</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-08-08T20:19:03Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706453#M111390</link>
      <description>&lt;P&gt;Glad I am not alone with using sheets to track cards and loans.&amp;nbsp; I am a basic user I guess with tracking&amp;nbsp; cards and amounts and&amp;nbsp; itlization percentages.&amp;nbsp; I would love to go to the next level on makiing it better. I am sure there is stuff I am not considering or&amp;nbsp; haven't thought of.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;Thanks! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp; &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;PS&amp;nbsp; Also&amp;nbsp; that&amp;nbsp; sheets template sounds awesome!&amp;nbsp; &amp;nbsp; Hello fellow Excel/Sheets Nerds&amp;nbsp; haha&lt;/P&gt;</description>
      <pubDate>Sat, 10 Aug 2019 14:34:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706453#M111390</guid>
      <dc:creator>LenaLuthor</dc:creator>
      <dc:date>2019-08-10T14:34:53Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706459#M111391</link>
      <description>&lt;P&gt;Hit me with your email and I will send it to you. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 10 Aug 2019 13:56:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706459#M111391</guid>
      <dc:creator>RSX</dc:creator>
      <dc:date>2019-08-10T13:56:09Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706554#M111401</link>
      <description>Thank you! I have ADHD and need everything in ONE place that controls all the areas of finance and my money management.</description>
      <pubDate>Sat, 10 Aug 2019 16:03:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706554#M111401</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-08-10T16:03:39Z</dc:date>
    </item>
    <item>
      <title>Re: Budget &amp; Expense Tracking, Credit Usage &amp; Utilization Percentage - All in One Excel Temp</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706740#M111452</link>
      <description>I have a touch of OCD when it comes to things needing to be in one place. Yup. SAME</description>
      <pubDate>Sat, 10 Aug 2019 19:20:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Budget-amp-Expense-Tracking-Credit-Usage-amp-Utilization/m-p/5706740#M111452</guid>
      <dc:creator>LenaLuthor</dc:creator>
      <dc:date>2019-08-10T19:20:45Z</dc:date>
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