https://ficoforums.myfico.com/t5/Personal-Finance/WF-PLOC/m-p/4804049#M13159 <P>It's been awhile since my PLOC with WF was approved, but I think my score was in the mid to upper 600s. If I remember correctly I was sent a personal invitation to apply, because quite honestly I would have never thought/wanted to apply otherwise. I was approved for 8k. At that point in my career I was probably making about 130k, and WF had been my primary bank (probably 60% of my pay goes there) since they bought out Wachovia way back when.</P><P>&nbsp;</P><P>I probably had several bank accounts and a credit card with them as well at that point. I know WF likes people to have a banking relationship with them. Hopefully this helps!</P> Thu, 01 Dec 2016 14:12:03 GMT JustJen 2016-12-01T14:12:03Z https://ficoforums.myfico.com/t5/Personal-Finance/WF-PLOC/m-p/4798209#M12969 <P><SPAN>Does anyone have any idea on what kind of profile is needed or perferred for a Personal Line of Credit. I applied for one 3 months ago and was shocked with my score it was a 652 for Fico score 2, which is a huge different with my Fico score 8 being a 728 (at the time). I of course was denied. yet does anyone have any idea if there a preferred credit score or anything to help.</SPAN></P> Wed, 23 Nov 2016 00:32:22 GMT https://ficoforums.myfico.com/t5/Personal-Finance/WF-PLOC/m-p/4798209#M12969 Anonymous 2016-11-23T00:32:22Z https://ficoforums.myfico.com/t5/Personal-Finance/WF-PLOC/m-p/4804049#M13159 <P>It's been awhile since my PLOC with WF was approved, but I think my score was in the mid to upper 600s. If I remember correctly I was sent a personal invitation to apply, because quite honestly I would have never thought/wanted to apply otherwise. I was approved for 8k. At that point in my career I was probably making about 130k, and WF had been my primary bank (probably 60% of my pay goes there) since they bought out Wachovia way back when.</P><P>&nbsp;</P><P>I probably had several bank accounts and a credit card with them as well at that point. I know WF likes people to have a banking relationship with them. Hopefully this helps!</P> Thu, 01 Dec 2016 14:12:03 GMT https://ficoforums.myfico.com/t5/Personal-Finance/WF-PLOC/m-p/4804049#M13159 JustJen 2016-12-01T14:12:03Z