topic Re: Capital One Bank Account in Personal Finance

Capital One Bank Account

corymcd88 — Sun, 12 Feb 2017 03:24:36 GMT

Does Capital One still do a credit check for a cheques account? Does it link up on one profile and have CC and Cheques on one login?

Re: Capital One Bank Account

Creditplz — Sun, 12 Feb 2017 05:33:27 GMT

It goes on 1 login, Capital One360 does not pull CR for a checking but they do pull Chexsystems... and they score it too! (I know cause I opened one recently to put some savings into) although mine was Business.

Re: Capital One Bank Account

Anonymous — Sun, 12 Feb 2017 07:05:05 GMT

Its one login as credit pointed out....

They gave the option to freeze an unfreeze your Debit Card

I have 360 checking but do not use it it just sits there with about 50cent in it...

Re: Capital One Bank Account

Anonymous — Sun, 12 Feb 2017 07:17:19 GMT

They only hard pull your credit reports if you sign up for the overdraft protection. If you don't, they will just run you through Chexsystems and of it has no baddies open your account.

Yes, it is all under one login. Their banking app is great. All your cards and accounts on one screen, easy bill pay, card info and even CLI requests from your phone.

Re: Capital One Bank Account

corymcd88 — Sun, 12 Feb 2017 23:42:47 GMT

Will I see my credit card with Capital One and bank account with one login?

Re: Capital One Bank Account

Creditplz — Mon, 13 Feb 2017 00:16:56 GMT

Yes you will