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    <title>topic Re: Comprehensive Excel Budget Spreadsheet in Personal Finance</title>
    <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4885951#M15264</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I actually built a utilization tool (Excel) that will look at each of your credit lines individually, and overall. Also, you apply payments to your cards, and you can calculate charges/interest so that your balances are exactly the same as your online account. I think paired with the budget tool, would really help people be successful with their financing/credit.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Digging up some old threads here! Yours sounds a little more advanced than mine, but this is exactly how I have managed my finances since 2008. Good Stuff!&lt;/P&gt;</description>
    <pubDate>Fri, 10 Mar 2017 20:18:48 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-03-10T20:18:48Z</dc:date>
    <item>
      <title>Comprehensive Excel Budget Spreadsheet</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4163664#M4743</link>
      <description>&lt;P&gt;So I'm managing my finances today so I thought I'd share this excel spreadsheet that I found awhile ago.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;EDIT: Shortened link; permission changed to view only. Download it to access the full features. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="http://1drv.ms/1KTiJXM" target="_blank"&gt;http://1drv.ms/1KTiJXM&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Aug 2015 15:26:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4163664#M4743</guid>
      <dc:creator>CarbonCard</dc:creator>
      <dc:date>2015-08-06T15:26:40Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Excel Budget Spreadsheet</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4163773#M4745</link>
      <description>I actually built a utilization tool (Excel) that will look at each of your credit lines individually, and overall. Also, you apply payments to your cards, and you can calculate charges/interest so that your balances are exactly the same as your online account. I think paired with the budget tool, would really help people be successful with their financing/credit.</description>
      <pubDate>Mon, 03 Aug 2015 19:04:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4163773#M4745</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-08-03T19:04:02Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Excel Budget Spreadsheet</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4163874#M4750</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717377"&gt;@CarbonCard&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;So I'm managing my finances today so I thought I'd share this excel spreadsheet that I found awhile ago.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://onedrive.live.com/redir?resid=D1822762FA44E911!178364&amp;amp;authkey=!ALx9NnEm72Te0ug&amp;amp;ithint=file%2cxlsx" target="_blank"&gt;https://onedrive.live.com/redir?resid=D1822762FA44E911!178364&amp;amp;authkey=!ALx9NnEm72Te0ug&amp;amp;ithint=file%2cxlsx&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;ClixT you have the best timing. I said i just need to focus on my budget and stop looking for any more rewards cards right now. Thanks i am going to certainly put this to use.&lt;/P&gt;</description>
      <pubDate>Mon, 03 Aug 2015 19:55:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4163874#M4750</guid>
      <dc:creator>sparklerd34</dc:creator>
      <dc:date>2015-08-03T19:55:09Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Excel Budget Spreadsheet</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4164136#M4754</link>
      <description>Nice budget sheet....Thanks for sharing...I suck at making these...</description>
      <pubDate>Mon, 03 Aug 2015 22:46:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4164136#M4754</guid>
      <dc:creator>9CLINE</dc:creator>
      <dc:date>2015-08-03T22:46:20Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Excel Budget Spreadsheet</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4164646#M4761</link>
      <description>&lt;P&gt;No problem guys, glad I helped! I'm on a fixed income right now&amp;nbsp;so I had to budget haha&lt;/P&gt;</description>
      <pubDate>Tue, 04 Aug 2015 03:48:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4164646#M4761</guid>
      <dc:creator>CarbonCard</dc:creator>
      <dc:date>2015-08-04T03:48:02Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Excel Budget Spreadsheet</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4885951#M15264</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I actually built a utilization tool (Excel) that will look at each of your credit lines individually, and overall. Also, you apply payments to your cards, and you can calculate charges/interest so that your balances are exactly the same as your online account. I think paired with the budget tool, would really help people be successful with their financing/credit.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Digging up some old threads here! Yours sounds a little more advanced than mine, but this is exactly how I have managed my finances since 2008. Good Stuff!&lt;/P&gt;</description>
      <pubDate>Fri, 10 Mar 2017 20:18:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Comprehensive-Excel-Budget-Spreadsheet/m-p/4885951#M15264</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-03-10T20:18:48Z</dc:date>
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