topic Unify Credit Union in Personal Finance

Unify Credit Union

Appleman — Tue, 11 Apr 2017 20:46:21 GMT

Maybe 6 months ago I opened a Checking and Savings account with Unify Financial Credit Union. Have it open to stash some savings.

Saw that they had decent Signature Line of Credit rates so applied for the full amount of $25,000. The application took 2 minutes to process and was approved for the full $25,000 at 7.75% apr. Thought I would get greedy and apply for a $50K credit card. They did request a recent (last 30 days) pay stub which I emailed them.

Talked with a very nice CSR and he said that as things look today, they can approve me for the LOC or Visa, either for $25,000. I opted the LOC.

FICO08 is 780+, just wanted to pass on my experience.

Re: Unify Credit Union

Anonymous — Wed, 12 Apr 2017 00:08:32 GMT

Very nice CL and apr.

Which CB did they pull?

Re: Unify Credit Union

mrldp40 — Wed, 12 Apr 2017 04:00:26 GMT

congrat on approval , i had hope to do biseness with them because they claim to work with 550 scores but at 599 ex fico 02 they wont give me the time of day im thinking about filing a complaint with consumer protection for false advertizing

Re: Unify Credit Union

mrldp40 — Wed, 12 Apr 2017 04:01:36 GMT

they pull ex fico o2

Re: Unify Credit Union

Appleman — Wed, 12 Apr 2017 10:57:41 GMT

They pulled Experian FICO 02 (the mortgage version)