https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4919236#M15940 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/105292">@kugel</a> wrote:<BR />Just checked in CCT the new PenFed is reporting on equifax and no score change does this mean I am good or it still may show a score drop later ??<BR />Also I opened a checking account with PenFed so I can get 2% cash back on my new power card they gave me<BR />A over draft line of credit of $500 will this show up on my credit report as a new TL ?<BR />If it does will this also not change my score ? I would know I would cancel the ODLOC<HR /></BLOCKQUOTE><P>Yes the overdraft line of credit will show up.</P><P>&nbsp;</P><P>Cancelling it probably won't remove it from your credit report.</P> Fri, 14 Apr 2017 03:01:03 GMT SouthJamaica 2017-04-14T03:01:03Z https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4918217#M15924 Just checked in CCT the new PenFed is reporting on equifax and no score change does this mean I am good or it still may show a score drop later ??<BR />Also I opened a checking account with PenFed so I can get 2% cash back on my new power card they gave me<BR />A over draft line of credit of $500 will this show up on my credit report as a new TL ?<BR />If it does will this also not change my score ? I would know I would cancel the ODLOC Thu, 13 Apr 2017 11:45:46 GMT https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4918217#M15924 kugel 2017-04-13T11:45:46Z https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4918230#M15925 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/105292">@kugel</a> wrote:<BR />Just checked in CCT the new PenFed is reporting on equifax and no score change does this mean I am good or it still may show a score drop later ??<BR />Also I opened a checking account with PenFed so I can get 2% cash back on my new power card they gave me<BR />A over draft line of credit of $500 will this show up on my credit report as a new TL ?<BR />If it does will this also not change my score ? I would know I would cancel the ODLOC<HR /></BLOCKQUOTE><P>Yes, that is ThriftyCredit and it will appear on your reports as a $500 revolving line of credit. &nbsp;As for whether that will change your score, probably not unless it somehow dramatically affects your AAoA.</P> Thu, 13 Apr 2017 12:00:40 GMT https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4918230#M15925 Anonymous 2017-04-13T12:00:40Z https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4918235#M15926 If you see the new TL reporting then the hit to your AAoA should be done. Thu, 13 Apr 2017 12:05:36 GMT https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4918235#M15926 Anonymous 2017-04-13T12:05:36Z https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4919236#M15940 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/105292">@kugel</a> wrote:<BR />Just checked in CCT the new PenFed is reporting on equifax and no score change does this mean I am good or it still may show a score drop later ??<BR />Also I opened a checking account with PenFed so I can get 2% cash back on my new power card they gave me<BR />A over draft line of credit of $500 will this show up on my credit report as a new TL ?<BR />If it does will this also not change my score ? I would know I would cancel the ODLOC<HR /></BLOCKQUOTE><P>Yes the overdraft line of credit will show up.</P><P>&nbsp;</P><P>Cancelling it probably won't remove it from your credit report.</P> Fri, 14 Apr 2017 03:01:03 GMT https://ficoforums.myfico.com/t5/Personal-Finance/PenFed-over-draft-line-of-credit/m-p/4919236#M15940 SouthJamaica 2017-04-14T03:01:03Z