topic Re: NFCU Eligibility...In now, but out down the road? in Personal Finance

NFCU Eligibility...In now, but out down the road?

PullingMeSoftly — Mon, 27 Jan 2020 19:42:13 GMT

After looking at some past threads and considering the value of an NFCU membership, I decided to go ahead and apply today by phone. Great customer service rep got me setup based upon my grandfather's service. All I noted was his branch of service, officer rank, and that he was my grandfather. Nothing else required other than my personal info and my checking and savings were ready to go.

My question to anyone with NFCU experience is that I know won't have access to my grandpa's documents, since my dad doesn't have what is noted in the NCFU possible required item list:

Driver's License with Veteran's designation
State-issued Veteran ID Card
Military orders
Leave orders
Earning statement (LES)
Enlistment papers
Proof of direct deposit from DoD
Pension papers from DoD
DD 214
NGB 22

The only things I have are his birthdate, de-commissioning date, when he entered service, and family info that's not applicable as proof. Even though this wasn't requested on the phone, am I going to have a problem down the road, like if an audit happens or something related?

I should have thought this through a bit more before getting my accounts setup, but the call of these card products drew me in.

Any thoughts are most appreciated!

Re: NFCU Eligibility...In now, but out down the road?

M_Smart007 — Mon, 27 Jan 2020 19:58:32 GMT

Hi and congrats!

Based on the info you gave them, probably is enough. My Dad had passed 19 years before I had applied,

I gave them basically the same info as you did. You should be fine.

You should be able to get a copy of His DD-214 "HERE"

You may request military service records (including DD 214) if you are:

A military veteran, or
Next of kin of a deceased, former member of the military.
The next of kin can be any of the following:
- Surviving spouse who has not remarried
- Father
- Mother
- Son
- Daughter
- Sister
- Brother

NFCU Customer service is outstanding IMHO.

Re: NFCU Eligibility...In now, but out down the road?

satio — Mon, 27 Jan 2020 20:51:16 GMT

+1 ^^^^^

Just get a copy of his DD-214 and put it in a safe place until asked for it or be proactive and send them a copy of it to add to your profile once you have copy of same.

Re: NFCU Eligibility...In now, but out down the road?

PullingMeSoftly — Mon, 27 Jan 2020 21:04:12 GMT

@satio wrote:
+1 ^^^^^

Just get a copy of his DD-214 and put it in a safe place until asked for it or be proactive and send them a copy of it to add to your profile once you have copy of same.

Yeah, unfortunately for me I don't think that's going to be possible because I won't be able to get the DD-214 from my dad...and to try and request the record using the link M Smart provided doesn't appear to be a viable option, as i am not direct next of kin (no grandchild pulldown) and my grandpa's records aren't more than 62 years old for public access...grrrrr

Re: NFCU Eligibility...In now, but out down the road?

Girlzilla88 — Mon, 27 Jan 2020 23:00:00 GMT

This is one of my concerns as well since my grandfather has not passed.....there doesn't seem to be an option to get records with him being alive and my not being the next direct in line (my mom) :/

Re: NFCU Eligibility...In now, but out down the road?

satio — Tue, 28 Jan 2020 02:16:46 GMT

@PullingMeSoftly wrote:
@satio wrote:
+1 ^^^^^

Just get a copy of his DD-214 and put it in a safe place until asked for it or be proactive and send them a copy of it to add to your profile once you have copy of same.

Yeah, unfortunately for me I don't think that's going to be possible because I won't be able to get the DD-214 from my dad...and to try and request the record using the link M Smart provided doesn't appear to be a viable option, as i am not direct next of kin (no grandchild pulldown) and my grandpa's records aren't more than 62 years old for public access...grrrrr

While you can't use the online form which basically is just a "help" to prepopulate a PDF Form 180 for you, you can download and fill out the form using this link:

https://www.archives.gov/personnel-records-center/military-personnel

https://www.archives.gov/veterans/military-service-records/standard-form-180.html

https://www.archives.gov/files/sf180-request-pertaining-to-military-records-exp-april2018-1.pdf

There is no "restriction" listed on this form for next of kin "type" and as his grandson you are next of kin just perhaps not the "closest" next of kin.

They will release the information to you if you supply the required verifications, copy of his death certificate, etc.

You can confirm how best to mark the form by calling the NPRC as to your purpose, I would select genealogy and personal.

I wouldn't worry about any explanation in regards to utilization for NFCU membership.

My own request was for my father and as his son and also manager of his estate I needed it for purposes of funeral assistance with National Cemetary in Dallas/Fort Worth. I then later used it for NFCU membership.

I have a close friend though who was doing a genealogy study of his family and wanted a copy of his grandfathers service record and was able to obtain it this way.

Re: NFCU Eligibility...In now, but out down the road?

Revelate — Tue, 28 Jan 2020 04:47:48 GMT

Thank you for the detailed information @satio

Re: NFCU Eligibility...In now, but out down the road?

PullingMeSoftly — Tue, 28 Jan 2020 16:13:33 GMT

@Satio, thanks for the helpful info, most appreciated

Re: NFCU Eligibility...In now, but out down the road?

Anonymous — Tue, 28 Jan 2020 17:41:35 GMT

When I joined I asked about needing proof. The banker in my branch told me it shouldn’t be an issue, but if there ever came a time where I was asked, he’d help me get any proof that was being requested. Don’t know if that was him just having good customer service, or if they all will help. He also told me they usually don’t ask for proof unless something seems fishy