topic Greendot Debit Visa in Personal Finance

Green Dot 3% Unlimited Cashback

creditfan — Tue, 30 Jul 2019 15:54:29 GMT

+ 3% APY Savings Account On Up To $10,000

https://greendot.com/for-people/our-products/3-percent-unlimited

Signup bonus $50

New player in town

you can read more on DOC

https://www.doctorofcredit.com/green-dot-3-unlimited-cashback-on-purchases-3-apy-savings-account-on-up-to-10000/

Re: Green Dot 3% Unlimited Cashback

simplynoir — Tue, 30 Jul 2019 16:02:22 GMT

The fact that it's debit makes it a no go for me

Re: Green Dot 3% Unlimited Cashback

Anonymous — Tue, 30 Jul 2019 19:30:33 GMT

It seemed too good to be true and that was confirmed after looking into it a bit more. The cash back is only available at the end of the year and you also only get the 3% back on online and in-app purchases. I would avoid this unless you are willing to wait for the cash back and make a lot of online purchases. It is a cool card design though.

Re: Green Dot 3% Unlimited Cashback

Anonymous — Tue, 30 Jul 2019 23:35:04 GMT

Green Dot will find a way to screw you out of the match... I wouldn’t trust this offer at all.

Re: Green Dot 3% Unlimited Cashback

JamP — Tue, 30 Jul 2019 23:57:38 GMT

Some other fees... Seems simple enough if you spend alot online.

Re: Green Dot 3% Unlimited Cashback

Anonymous — Wed, 31 Jul 2019 03:58:44 GMT

Awww, man...editing away a long post of excitement after seeing these terms...

The following purchases/transactions shall not be considered qualifying purchases for purposes of earning Cash Back: • airline purchases, 40 • quasi-cash transactions (i.e. purchase of items that convert to or substitute for cash, such as digital wallets, person-to-person transactions, casino chips or transactions at online gaming sites, travelers checks, lottery tickets, etc.), • the use of your Debit Card to purchase gift cards or for funding another card or account, • bill payments, either using your Debit Card or using our online bill pay service, • transferring funds from your Debit Card or bank account to another bank account or credit card account, and • transactions conducted at http://www.greendot.com or our mobile application (such as online bill payments or person-to-person transfers).

Online bill pay is excluded.

Edit2: actually, it says using their online bill pay method...nothing about using a property management's site's website. But I get the feeling they'll deem that as a non-qualified transaction.

Greendot Debit Visa

NoMoreE46 — Mon, 17 Feb 2020 23:08:16 GMT

Any thoughts on who would go for this "3%" card?

https://www.greendot.com/for-people/our-products/3-percent-unlimited

Re: Greendot Debit Visa

Anonymous — Mon, 17 Feb 2020 23:10:13 GMT

https://ficoforums.myfico.com/t5/Personal-Finance/Green-Dot-3-Unlimited-Cashback/td-p/5694396

Re: Greendot Debit Visa

AverageJoesCredit — Mon, 17 Feb 2020 23:10:52 GMT

People who cant get a credit card?

Re: Greendot Debit Visa

NoMoreE46 — Tue, 18 Feb 2020 02:05:54 GMT

@Anonymous wrote:
https://ficoforums.myfico.com/t5/Personal-Finance/Green-Dot-3-Unlimited-Cashback/td-p/5694396

Thanks- I did search first but I am tired. So it looks like it came out summer of 2019- just saw a televsion ad for it today.

Re: Greendot Debit Visa

Anonymous — Tue, 18 Feb 2020 02:15:28 GMT

@NoMoreE46 wrote:
@Anonymous wrote:
https://ficoforums.myfico.com/t5/Personal-Finance/Green-Dot-3-Unlimited-Cashback/td-p/5694396
Thanks- I did search first but I am tired. So it looks like it came out summer of 2019- just saw a televsion ad for it today.

No need to be sorry.....when searching, if you are in the wrong forum, it may give you minimal results. Always search the entire forum (it will give you the option) to open a broad search.

Re: Greendot Debit Visa

Anonymous — Tue, 18 Feb 2020 07:24:23 GMT

@NoMoreE46 wrote:
@Anonymous wrote:
https://ficoforums.myfico.com/t5/Personal-Finance/Green-Dot-3-Unlimited-Cashback/td-p/5694396
Thanks- I did search first but I am tired. So it looks like it came out summer of 2019- just saw a televsion ad for it today.

My Google-fu is on point lately, I just managed to type the exact terms that would pull it up. It wouldn't be so easy to find if you hadn't seen the thread before.

Re: Greendot Debit Visa

Anonymous — Tue, 18 Feb 2020 07:25:18 GMT

@Anonymous wrote:
@NoMoreE46 wrote:
@Anonymous wrote:
https://ficoforums.myfico.com/t5/Personal-Finance/Green-Dot-3-Unlimited-Cashback/td-p/5694396
Thanks- I did search first but I am tired. So it looks like it came out summer of 2019- just saw a televsion ad for it today.

No need to be sorry.....when searching, if you are in the wrong forum, it may give you minimal results. Always search the entire forum (it will give you the option) to open a broad search.

Honestly I hate the search on the forum, it never turns up what I'm looking for. I use Google instead.

Re: Greendot Debit Visa

NoMoreE46 — Tue, 18 Feb 2020 18:41:18 GMT

Ha,

My workplace internal search sucks too. We all use Google to find about our own company stuff too.