topic Re: Application process Alliant CU in Personal Finance

Application process Alliant CU

Anonymous — Wed, 08 Apr 2020 18:59:21 GMT

Received instant approval, was requested to send in ID, Social Security Card, and a Utility Bill.

Inquired further what to expect was told:

"Your documents are currently beign reviewed. Once we have final confirmation we will contact you.

Thank you"

If it's an instant approval what's left to do?

Re: Application process Alliant CU

Gmood1 — Wed, 08 Apr 2020 19:08:00 GMT

It might take them a couple of days to approve your membership.

There's not much that's actually instant about Alliant.

Langley CU is one of the few that has truly instant memberships.

If that's what you are referring to?

Re: Application process Alliant CU

sourpuss29 — Wed, 08 Apr 2020 20:27:10 GMT

It's exactly what the message says: your documents are under review; and after they verify them, your account wil be opened.

I applied on 30 Dec 2019 and received the email pertaining to the documents required to verify identity. I uploaded what was

requested on 03 Jan 2020, and my account was opened the same day.

Re: Application process Alliant CU

SweetCreditObsession — Tue, 28 Apr 2020 09:56:58 GMT

Congratulations on the semi-instant approval.

Re: Application process Alliant CU

AllZero — Tue, 28 Apr 2020 19:04:07 GMT

Congratulations on your membership!

Re: Application process Alliant CU

Cory88 — Wed, 29 Apr 2020 21:42:20 GMT

@Anonymous wrote:
Received instant approval, was requested to send in ID, Social Security Card, and a Utility Bill.

Inquired further what to expect was told:

"Your documents are currently beign reviewed. Once we have final confirmation we will contact you.

Thank you"

If it's an instant approval what's left to do?

My membership went thru instantly, but the loan department with them are a mess it took me 5 days to get a credit card and a loan finished with a 786 FICO TU. The approvel went fast just the docs they need and them not liking them. I helped a friend with a lot lower credit score and I thought it was just his lower score that what cased him to take a long time and found out it's just them (Alliant). Also they did not like my papers that I sent to them and it went back and forth. I.E too small to read, was not clear...

Re: Application process Alliant CU

ldkcivilservant — Thu, 30 Apr 2020 16:48:11 GMT

I hate Alliant. I'm a member and used to have products with them, but their procedures and systems are a relic of the 1980s so I closed them all. NFCU for the win.