topic Re: Loans in Personal Finance

Loans

corymcd88 — Thu, 21 Sep 2017 02:56:45 GMT

Is their any loans that only SP for the loan not just to see rate? Prosper, Lending Club.

Re: Loans

Anonymous — Thu, 21 Sep 2017 08:30:20 GMT

Avant

Re: Loans

Anonymous — Thu, 21 Sep 2017 17:41:30 GMT

This may be a long shot, but if you have an Amex card, you could check to see if you have a pre approval for a loan with them. The link is in another thread about American Express loans. (sorry, on my phone) It's been 3.5 wks, and I still don't have a HP after getting a loan through the pre approval page.

Re: Loans

Anonymous — Thu, 21 Sep 2017 21:22:14 GMT

@Anonymous wrote:
This may be a long shot, but if you have an Amex card, you could check to see if you have a pre approval for a loan with them. The link is in another thread about American Express loans. (sorry, on my phone) It's been 3.5 wks, and I still don't have a HP after getting a loan through the pre approval page.

And you won't get a HP either. It says it right on the apply page you won't. I have an AMEX loan as well. There will be no HP.

Re: Loans

Anonymous — Thu, 21 Sep 2017 21:27:18 GMT

@corymcd88 wrote:
Is their any loans that only SP for the loan not just to see rate? Prosper, Lending Club.

Btw, i have a Prosper loan. Got it a few months ago for 15k. The balance as of today is $3k. Paid it down super quick. I took it out for 3 years. I will have it paid off in less than six months from the day I was funded.

But, I never got a HP from Prosper. It was a soft pull. I thawed TU for the soft pull and immediately put the freeze back on after accepting the offer and never got a HP. Lucky me. The only time a SP turned into a HP was when I had a personal loan with SoFi.

Re: Loans

had2978 — Fri, 22 Sep 2017 11:10:14 GMT

I got approved for a Marcus Loan this week. 6.99% rate for $10,000 over 54 months. Funds were already deposited into my account yesterday. superfast. You can type in your info and they will see what you get with a sp. only if you proceed it will be TU pull.