topic Re: Surprise In The Mail From Wells Fargo! in Personal Finance

Surprise In The Mail From Wells Fargo!

lhcole77 — Wed, 02 Sep 2020 03:36:13 GMT

When I went to check the mail I found an unexpected ~ $200 check from Wells Fargo.

Apparently my credit monitoring/identity theft protection subscription from 2012 was wrapped into the huge settlement WF made with the government.

I actually really liked the service. They used CreditXpert and it was a non FICO score that was closest to any FICO score I have ever had/seen. I think the product was very similar to the rapid rescore product I've heard is used during mortgage apps. The score was always +/- 3pts compared to FICO. And much cheaper toooooo!

What a nice 8-year-later surprise!

Re: Surprise In The Mail From Wells Fargo!

Credit4Growth — Wed, 02 Sep 2020 04:58:51 GMT

Happy congrats.. I think it is time I go and check my mail too!

Re: Surprise In The Mail From Wells Fargo!

M_Smart007 — Wed, 02 Sep 2020 13:51:46 GMT

@lhcole77 wrote:
When I went to check the mail I found an unexpected ~ $200 check from Wells Fargo.

Apparently my credit monitoring/identity theft protection subscription from 2012 was wrapped into the huge settlement WF made with the government.

I actually really liked the service. They used CreditXpert and it was a non FICO score that was closest to any FICO score I have ever had/seen. I think the product was very similar to the rapid rescore product I've heard is used during mortgage apps. The score was always +/- 3pts compared to FICO. And much cheaper toooooo!

What a nice 8-year-later surprise!

Cograts, I would want interest

Re: Surprise In The Mail From Wells Fargo!

AllZero — Wed, 02 Sep 2020 15:18:15 GMT

Congratulations on your check!

Re: Surprise In The Mail From Wells Fargo!

lhcole77 — Wed, 02 Sep 2020 15:52:22 GMT

@M_Smart007

Cograts, I would want interest

It included interest and opportunity cost was factored in as well 🤓

Re: Surprise In The Mail From Wells Fargo!

M_Smart007 — Wed, 02 Sep 2020 16:34:29 GMT

@lhcole77 wrote:
@M_Smart007

Cograts, I would want interest
It included interest and opportunity cost was factored in as well 🤓

Wow @lhcole77 , That is Awesome!!!.

I once was refunded "Credit card protection" from Synchrony., as I had never signed up for it.

Four years worth, but they did not give me a penny of interest.

Guess I should be glad that I got anything back.

Re: Surprise In The Mail From Wells Fargo!

importxpresions — Wed, 09 Sep 2020 13:25:58 GMT

Like finding money in a pocket! Love surprise money

Re: Surprise In The Mail From Wells Fargo!

lhcole77 — Wed, 09 Sep 2020 15:02:36 GMT

@importxpresions wrote:
Like finding money in a pocket! Love surprise money

Me too! I've been known to find some decent 💰 when I clean or do laundry.

cha-ching baybay!