topic Re: What bureau does Target use? in Personal Finance

What bureau does Target use?

Anonymous — Sun, 04 Feb 2018 03:52:40 GMT

Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

Re: What bureau does Target use?

mrldp40 — Sun, 04 Feb 2018 03:55:33 GMT

eqx in ala

Re: What bureau does Target use?

Anonymous — Sun, 04 Feb 2018 03:57:18 GMT

wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

With many it’s what part of the country you are from? Bet with that additional info someone on here can give you a better idea what they pull? Or maybe they pull the same no matter where.

Re: What bureau does Target use?

thummel — Sun, 04 Feb 2018 04:11:55 GMT

Most likely it will be an Equifax pull

Re: What bureau does Target use?

Anonymous — Sun, 04 Feb 2018 04:12:08 GMT

I submitted it for the hell of it and it appears to have gone through to the point of them depositing money to verify the account, so I’m not sure they pull credit at all for the debit version.

Re: What bureau does Target use?

UncleB — Sun, 04 Feb 2018 05:43:53 GMT

wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

As far as I know there's no credit check for the Target debit card since they do an ACH pull from your checking account for every transaction.

I'll defer to those with the card for specifics.

Re: What bureau does Target use?

Anonymous — Sun, 04 Feb 2018 07:09:25 GMT

wrote:
wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?
As far as I know there's no credit check for the Target debit card since they do an ACH pull from your checking account for every transaction.

I'll defer to those with the card for specifics.

correct

Re: What bureau does Target use?

Anonymous — Sun, 04 Feb 2018 14:54:37 GMT

Yes, this is correct. I got the debit version when my credit was bad and have seen no reason to change to the credit card. I get the free shipping and the 5% off and dont have to worry about remmebering to paying the bill.