https://ficoforums.myfico.com/t5/Personal-Finance/Penfed-Approval-Sort-of/m-p/5161914#M21604 <P>So having been in with PenFed for the last 2-3 years and 3 cards, Power Cash 14.5K, Platinum Rewards Visa 5K, and Promise Visa 29.5k....I get this "fill in the blank" Bank Draft&nbsp; saying&nbsp;<STRONG>"Approved Personal Loan for..........me"</STRONG> for up to 25K.&nbsp; The APR is high to me @ 12.99%.&nbsp; Probably won't use any of it but it is good to know it is there.&nbsp; This is the 2d bank draft offer I have received from them, the 1st was for 15K with APR of 9.49%.&nbsp; Didn't use it either.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>It just feels great to get these offers and again I have the thank the MyFICO community for the guidance to get my credit back in shape after a divorce.&nbsp; If this post is in the wrong place I apologize and ask the mods to move or delete it.</P> Tue, 13 Feb 2018 03:38:48 GMT ecxpa 2018-02-13T03:38:48Z https://ficoforums.myfico.com/t5/Personal-Finance/Penfed-Approval-Sort-of/m-p/5161914#M21604 <P>So having been in with PenFed for the last 2-3 years and 3 cards, Power Cash 14.5K, Platinum Rewards Visa 5K, and Promise Visa 29.5k....I get this "fill in the blank" Bank Draft&nbsp; saying&nbsp;<STRONG>"Approved Personal Loan for..........me"</STRONG> for up to 25K.&nbsp; The APR is high to me @ 12.99%.&nbsp; Probably won't use any of it but it is good to know it is there.&nbsp; This is the 2d bank draft offer I have received from them, the 1st was for 15K with APR of 9.49%.&nbsp; Didn't use it either.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>It just feels great to get these offers and again I have the thank the MyFICO community for the guidance to get my credit back in shape after a divorce.&nbsp; If this post is in the wrong place I apologize and ask the mods to move or delete it.</P> Tue, 13 Feb 2018 03:38:48 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Penfed-Approval-Sort-of/m-p/5161914#M21604 ecxpa 2018-02-13T03:38:48Z