topic Re: Forgot Which Credit Union..... in Personal Finance

Forgot Which Credit Union.....

Anonymous — Tue, 12 Jan 2021 15:32:51 GMT

A few months ago, I had visited a CU website, and during the MEMBERSHIP Application it said "We have also pre-approved you for an Auto Loan, do you want it, too?"... I guess they do a SP during Membership and know what other products they'll offer you on the spot.

I cannot remember which CU it was!!!

It was a well known one. I think I got it from here!

Anyone?

Re: Forgot Which Credit Union.....

Anonymous — Tue, 12 Jan 2021 15:45:53 GMT

I would imagine it could be any number of CUs. If you became a member, wouldn't you know which one it was?

Re: Forgot Which Credit Union.....

Anonymous — Tue, 12 Jan 2021 16:05:01 GMT

@Anonymous I never went through with it. Because it only Pre-qualified me for auto... Which I now need. Lol Well ANY CU which pops up Pre-Qual offers DURING Joining (not AFTER joining) would work!

Re: Forgot Which Credit Union.....

thornback — Tue, 12 Jan 2021 16:14:08 GMT

DCU is known to give pop-up pre-approvals during their membership app process - DCU sound familiar?

Re: Forgot Which Credit Union.....

coldfusion — Tue, 12 Jan 2021 16:39:08 GMT

@Anonymous wrote:
A few months ago, I had visited a CU website, and during the MEMBERSHIP Application it said "We have also pre-approved you for an Auto Loan, do you want it, too?"... I guess they do a SP during Membership and know what other products they'll offer you on the spot.

I cannot remember which CU it was!!!

It was a well known one. I think I got it from here!

Anyone?

Maybe you can narrow this down a bit and list those CUs that you had applied for membership to in the last 6 months.....

Re: Forgot Which Credit Union.....

Aim_High — Tue, 12 Jan 2021 16:54:33 GMT

@Anonymous wrote:
A few months ago, I had visited a CU website, and during the MEMBERSHIP Application it said "We have also pre-approved you for an Auto Loan, do you want it, too?"... I guess they do a SP during Membership and know what other products they'll offer you on the spot.

I cannot remember which CU it was!!! It was a well known one. I think I got it from here! Anyone?

That is a needle in a haystack, @Anonymous. There are hundreds of credit unions out there!

Here's a suggestion. If you haven't cleared out your browser history lately, you might be able to found the website in the cached history.

Some of the ones we mention a lot here include Navy Federal, PenFed, Alliant, Boeing Employee's (BECU), Vantage West, DCU, NASA, Langley, Andrews, Pennsylvania State Employees, State Employees (NC), Security Service, United Nations, AOD, US Alliance, Unify Financial, and State Department just to name a few.

Here's a list of the 250 largest credit unions in the US by asset size. Do any of them ring a bell?

https://www.mx.com/moneysummit/biggest-us-credit-unions-by-asset-size

Re: Forgot Which Credit Union.....

Anonymous — Tue, 12 Jan 2021 16:57:18 GMT

@thornback You know, it certainly could have been DCU. Cause I think that was one I was eyeing! Lol Thank you! Do you know any others that popup offers During joining? I think that's awesome... Saves you from joining a CU that won't give you what you are looking for! So you aren't a member unnecessarily. Lol

Re: Forgot Which Credit Union.....

Anonymous — Tue, 12 Jan 2021 17:01:55 GMT

@Aim_High Thanks for that info! I believe it was DCU. Curiously, do you have much experience with Pennsylvania State Employees or State Employees NC? They would be local to my secondary residence. Are they good?

Re: Forgot Which Credit Union.....

thornback — Tue, 12 Jan 2021 17:06:34 GMT

@Anonymous wrote:
@thornback You know, it certainly could have been DCU. Cause I think that was one I was eyeing! Lol Thank you! Do you know any others that popup offers During joining? I think that's awesome... Saves you from joining a CU that won't give you what you are looking for! So you aren't a member unnecessarily. Lol

haha... I honestly don't know of any others that prequal during the membership process -- tho I'm sure others probably exist. I just knew about DCU from my own research on them while contemplating joining (which I finally did just a couple of weeks ago).

Re: Forgot Which Credit Union.....

Aim_High — Tue, 12 Jan 2021 17:42:06 GMT

@Anonymous wrote:
@Aim_High Thanks for that info! I believe it was DCU. Curiously, do you have much experience with Pennsylvania State Employees or State Employees NC? They would be local to my secondary residence. Are they good?

I'm not directly familiar with either one, @Anonymous. I mentioned them because they are both fairly large and I've seen some of our members who bank with them. PSECU has one of a couple of dozen of the 2% cash-back cards, for example. I believe the State Employees CU is pretty strictly geofenced, from when I looked into it. If you want to know more about either one, I suggest you first go to the search bar and check the forum archives under "credit cards" or "credit card approvals". If you don't find enough info, then start a thread asking for members feedback. Unfortunately, many of our members don't have their cards in their signature so you can see who has which lender or cards.

Re: Forgot Which Credit Union.....

FinStar — Tue, 12 Jan 2021 17:46:20 GMT

@Anonymous wrote:
I would imagine it could be any number of CUs. If you became a member, wouldn't you know which one it was?

One doesn't necessarily have to become a member right off the bat to be offered some pre-qualified products. USAlliance is one that comes to mind, DCU is another (IIRC), some local ones also do this while you "shop" around. Becoming a member would be usually the next step if conditionally approved for the product.

Re: Forgot Which Credit Union.....

creditfan — Wed, 13 Jan 2021 22:19:29 GMT

DCU is sound about right