topic Re: BECU membership DENIAL in Personal Finance

BECU membership DENIAL

Bankrupt2019 — Wed, 03 Feb 2021 16:59:47 GMT

That was a waste of $20, such a bummer. Denied for membership due to an old account in Chex Systems from before my BK7. I guess there's some things you just can't get away from. I suppose I'll try to join BECU again in 2023 😢

Re: BECU membership DENIAL

AllZero — Thu, 04 Feb 2021 06:56:56 GMT

@Bankrupt2019 wrote:
That was a waste of $20, such a bummer. Denied for membership due to an old account in Chex Systems from before my BK7. I guess there's some things you just can't get away from. I suppose I'll try to join BECU again in 2023 😢

That is unfortunate about your membership denial. It'll be 2023 before you know it. Good luck!

Re: BECU membership DENIAL

TattnallTrio — Thu, 04 Feb 2021 08:24:45 GMT

Dispute the items in Chexsystems and tell Chex that they were included in your bankruptcy with $0 being owed.
I did this against a Wells Fargo checking account and they removed it.

I mailed a letter to Chexsystems. It was simple like this:

To: Chexsystems

From: My Name DOB mm/dd/year SSN

To whom this may concern:

My chapter 7 bankruptcy case 16-12345 discharged on (date) and included my Wells Fargo checking account. Please update your records.

Thanks,

signature

and mail it!

Re: BECU membership DENIAL

Bankrupt2019 — Thu, 04 Feb 2021 10:43:37 GMT

@TattnallTrio wrote:
Dispute the items in Chexsystems and tell Chex that they were included in your bankruptcy with $0 being owed.
I did this against a Wells Fargo checking account and they removed it.

I mailed a letter to Chexsystems. It was simple like this:

To: Chexsystems
From: My Name DOB mm/dd/year SSN

To whom this may concern:

My chapter 7 bankruptcy case 16-12345 discharged on (date) and included my Wells Fargo checking account. Please update your records.

Thanks,
signature

and mail it!

Thank you, will do.

Re: BECU membership DENIAL

Remedios — Thu, 04 Feb 2021 13:53:38 GMT

Was the overdrafted account actually included in BK for real, or is this pretend included?

Re: BECU membership DENIAL

Bankrupt2019 — Thu, 04 Feb 2021 21:07:27 GMT

@Remedios wrote:
Was the overdrafted account actually included in BK for real, or is this pretend included?

@Remedios

mine was in fact included in my BK7, I double checked my documents this morning.