topic Re: MY HIGHEST CC & PLOC THAT WAS APPROVED in Personal Finance

MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Fri, 23 Mar 2018 04:10:43 GMT

Platinum Rewards VISA Signature

Limit: 50K

Power Cash Rewards VISA Signature

Limit: 50K

Personal Line of Credit

Limit: 50K

Platinum Rewards VISA Signature

Limit: 50K

Power Cash Rewards VISA Signature

Limit: 50K

DiscoverIt

Limit: 32K

DIscover Miles

Limit: 42K

AMEX Centurion

No Spending Limit (but i 500K spend yearly)

Chase Pallidium

Limit: 500K

Citi Chairman

Limit: 150K

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

AverageJoesCredit — Tue, 20 Mar 2018 17:43:09 GMT

I dont understand this post. What was approved?

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

sueblue34 — Tue, 20 Mar 2018 17:59:47 GMT

I think it’s just a listing of what the highest limit received for each card/ploc

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 18:24:21 GMT

@sueblue34 You are correct!

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 18:34:48 GMT

If those are your SCL congratulations! I'm guessing that you utilize these cards for business. If not, then you are a decently wealthy guy.

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

sueblue34 — Tue, 20 Mar 2018 18:35:52 GMT

Your doing well congrats I’m still at 8k as my highest.

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 18:44:41 GMT

I used all........ Personal, Business, and Corporate.......I will say this........ my businesses do allow for my personal limit to be higher than most......without that........ I believe they would have not extended me that much credit.........plus banking with majority of them helps also........

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 18:51:20 GMT

@sueblue34
who extended you 8K.......your next card should be Navy Federal Platinum Credit Card.......if your not in the garden that's your next card.........10K or above............they will usually double your highest limit that is currently reporting on credit file............ and it will be income based though to get approved for a limit of 10K, if your salary is 50K above it will not be a problem

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 18:53:16 GMT

AJC asked the question because this thread was orginally started in the Credit Card Approvals forum. It was apparently moved by a moderator because it didn't conform to the guidelines of that particular forum which is "The Credit Card Approvals forum is for posts about new personal credit cards or CLIs on your existing personal credit cards. "

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 19:04:22 GMT

Wow!

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

steelers1 — Tue, 20 Mar 2018 20:39:11 GMT

@Anonymouswrote:
Platinum Rewards VISA Signature
Limit: 50K

Power Cash Rewards VISA Signature
Limit: 50K

Personal Line of Credit
Limit: 50K

Platinum Rewards VISA Signature
Limit: 50K

Power Cash Rewards VISA Signature
Limit: 50K

DiscoverIt
Limit: 32K

DIscover Miles
Limit: 42K

AMEX Centurion
No Spending Limit (but i 500K spend yearly)

Chase Pallidium
Limit: 500K

Citi Chairman
Limit: 150K

Who are your Platinum Rewards with?

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 20:48:06 GMT

PenFed and NavyFed Platinum. They are the best if your income can justify the limit.

So both were approved at 25K waited 2 years and requested a credit limit increase on both for another 25K. And it was approved.

These reflect my highest limits as of today!

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

steelers1 — Tue, 20 Mar 2018 21:11:11 GMT

@Anonymouswrote:
PenFed and NavyFed Platinum. They are the best if your income can justify the limit.

So both were approved at 25K waited 2 years and requested a credit limit increase on both for another 25K. And it was approved.

These reflect my highest limits as of today!

WOW!

You are the only person I have ever seen go over Penfed's maximum unsecured credit card exposure of $50k TOTAL.

So you are saying you have the Power Cash & Platinum Rewards at $50k ea = $100k in exposure?

That's UNBELIEVABLE!

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Tue, 20 Mar 2018 22:09:58 GMT

What I'm saying is this. Build your relationship with who you bank with. when you have a consumer spending enormous amounts of money and paying it off in full every month, you are no longer a regular consumer. you are considered a client. if you go to your bank and the bank manager don't know who you are or greet you when you walk in the door then these limit is unreachable for majority. for every card I have I have an checking and saving account, so for amex I use their personal saving to pay for my expenses. most people have 2 to 3 checking accounts at most. I have at least 50 personal credit cards and i bank with every credit issuer that gave me a credit card. most people cant handle 5 credit cards. so clearly i'm not your average person with an average income. next card on my list and i will be done........is the Dubai Royal Card once I receive my invite. that is my new personal ultimate goal before 2020.

and PenFed will throughly vet you before they give you this. trust me i know. and your bank account with them will also let them know what you can handle

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Wed, 21 Mar 2018 14:25:25 GMT

@Anonymouswrote:
What I'm saying is this. Build your relationship with who you bank with. when you have a consumer spending enormous amounts of money and paying it off in full every month, you are no longer a regular consumer. you are considered a client. if you go to your bank and the bank manager don't know who you are or greet you when you walk in the door then these limit is unreachable for majority. for every card I have I have an checking and saving account, so for amex I use their personal saving to pay for my expenses. most people have 2 to 3 checking accounts at most. I have at least 50 personal credit cards and i bank with every credit issuer that gave me a credit card. most people cant handle 5 credit cards. so clearly i'm not your average person with an average income. next card on my list and i will be done........is the Dubai Royal Card once I receive my invite. that is my new personal ultimate goal before 2020.

and PenFed will throughly vet you before they give you this. trust me i know. and your bank account with them will also let them know what you can handle

Good advise! Thanks!

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

steelers1 — Thu, 22 Mar 2018 00:45:07 GMT

@Anonymouswrote:
What I'm saying is this. Build your relationship with who you bank with. when you have a consumer spending enormous amounts of money and paying it off in full every month, you are no longer a regular consumer. you are considered a client. if you go to your bank and the bank manager don't know who you are or greet you when you walk in the door then these limit is unreachable for majority. for every card I have I have an checking and saving account, so for amex I use their personal saving to pay for my expenses. most people have 2 to 3 checking accounts at most. I have at least 50 personal credit cards and i bank with every credit issuer that gave me a credit card. most people cant handle 5 credit cards. so clearly i'm not your average person with an average income. next card on my list and i will be done........is the Dubai Royal Card once I receive my invite. that is my new personal ultimate goal before 2020.

and PenFed will throughly vet you before they give you this. trust me i know. and your bank account with them will also let them know what you can handle

Dear Mr. Big Time,

I'm not buying it!

Penfed has a hard limit on unsecured credit card exposure of $50k total it doesn't matter who you are.

Your Chase Palladium (not Pallidium) does not exist it was replaced with the Reserve card.

50 personal cards and you bank with all of them? yea right.

I couldn't open a Bank of America or Chase bank account if I wanted to due to regional restrictions. I seriously doubt you have 50.

I don't know what your doing but I guess it's fun to pretend sometimes.

Good luck in getting your invitation from India.

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Anonymous — Sun, 25 Mar 2018 23:45:40 GMT

“I couldn't open a Bank of America or Chase bank account if I wanted to due to regional restrictions. I seriously doubt you have 50.”

I 100% agree with you about the disbelief, Steelers.

However, one small thing I did want to mention (not trying to come off as a smart-butt)

Is that it is possible to have both Chase and BoA. It’s not always a one-or-the-other scenario in every state.

For example, here in OK, most of the “sizable” towns/cities have at least one Chase and a BoA as well.

Again, not trying to be a smart butt, and also not intending to call you out. Just inputting the information for informative purposes.

But I am in disbelief as well regarding the OP.

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

HiiiPoWeR — Mon, 26 Mar 2018 00:51:21 GMT

Business must be swell. I had a Citi Chairman card back in 2009 that's when my life was great.

The bounce back is coming soon. I want that AMEX Centurion.

I'm surprised Chase didn't PC you to their Chase Sapphire reserve.

topic Re: MY HIGHEST CC &amp; PLOC THAT WAS APPROVED in Personal Finance

MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

topic Re: MY HIGHEST CC & PLOC THAT WAS APPROVED in Personal Finance