https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288481#M226076 <P>Just wanted to say thanks for all of the help, information, encouragement and everything I've learned from the people on this forum! In 11 months I paid off over $20,000 in credit card debt with most cards have a 17% interest rate. I've raised all of my scores by at least 80 points and started in the high 500's! For those who are losing hope, don't! I hope I can assist and encourage others on the forum to do the same and continue to improve your credit and start utilizing rewards! Thanks again!</P> Sat, 27 Mar 2021 09:18:34 GMT fsalsa2 2021-03-27T09:18:34Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288481#M226076 <P>Just wanted to say thanks for all of the help, information, encouragement and everything I've learned from the people on this forum! In 11 months I paid off over $20,000 in credit card debt with most cards have a 17% interest rate. I've raised all of my scores by at least 80 points and started in the high 500's! For those who are losing hope, don't! I hope I can assist and encourage others on the forum to do the same and continue to improve your credit and start utilizing rewards! Thanks again!</P> Sat, 27 Mar 2021 09:18:34 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288481#M226076 fsalsa2 2021-03-27T09:18:34Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288501#M226077 Congrats on knocking out the debt; $21k is substantial and I'm sure it wasn't easy. Enjoy the peace of mind that comes with now owing someone that kind of money and the raised credit scores. Sat, 27 Mar 2021 12:10:13 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288501#M226077 Loquat 2021-03-27T12:10:13Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288541#M226082 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1103121">@fsalsa2</a>, Congratulations on paying down the debt! .. Saving 17% is huge! .. Nice job<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Sat, 27 Mar 2021 13:26:11 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288541#M226082 M_Smart007 2021-03-27T13:26:11Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288596#M226093 <P>I can't say it enough but truly congrats on an amazing accomplishment!!! It was no small goal you achieved.&nbsp;</P> Sat, 27 Mar 2021 15:05:43 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288596#M226093 SPChaser 2021-03-27T15:05:43Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288627#M226097 Congratulations on your success and score increases! Sat, 27 Mar 2021 16:06:03 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288627#M226097 AllZero 2021-03-27T16:06:03Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288654#M226098 <P>Way to go! &nbsp;That's outstanding!!! &nbsp;Congratulations!! 🥂🎉</P><P>&nbsp;</P> Sat, 27 Mar 2021 16:46:44 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288654#M226098 cashorcharge 2021-03-27T16:46:44Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288788#M226103 <P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="ccf3tao.gif" style="width: 500px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/71186i89E9C8608C474343/image-size/large?v=v2&amp;px=999" role="button" title="ccf3tao.gif" alt="ccf3tao.gif" /></span></P> Sat, 27 Mar 2021 20:40:38 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288788#M226103 mgood 2021-03-27T20:40:38Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288806#M226108 <P>Nothing short of best to you going forward. You absolutely made a monumental achievement in wiping out heavy debt.</P><P>&nbsp;</P><P>Big Congrats on that effort and wish you the most happy success with the relief that comes with rewards ahead for you.</P> Sat, 27 Mar 2021 21:00:27 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288806#M226108 CreditMagic7 2021-03-27T21:00:27Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288867#M226119 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1103121">@fsalsa2</a>&nbsp;wrote:<BR /><P>In 11 months I paid off over $20,000 in credit card debt</P><HR /></BLOCKQUOTE><P>That's amazing! My best stretch was paying off $11k in 12 months. It is an amazing feeling! And yes, this forum rocks!</P> Sat, 27 Mar 2021 23:15:35 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6288867#M226119 okurosetta 2021-03-27T23:15:35Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6289442#M226155 <P>Congratulations! I know it must have been hard to not want to keep your $20k and just pay off your debt over the years. You also saved yourself over $3,000 in interest! Great job!</P> Sun, 28 Mar 2021 19:59:44 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6289442#M226155 cr101 2021-03-28T19:59:44Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6289571#M226166 <P>That is an amazing accomplishment! &nbsp;Congratulations!</P> Sun, 28 Mar 2021 23:13:34 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6289571#M226166 summerterrace 2021-03-28T23:13:34Z https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6312856#M228564 <P>Amazing!!!</P> Mon, 26 Apr 2021 04:24:31 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Paid-of-21-000-debt-in-11-months/m-p/6312856#M228564 House2021 2021-04-26T04:24:31Z