topic Re: 2nd Line of Credit in Personal Finance

2nd Line of Credit

odjohnson3 — Sun, 06 May 2018 20:27:27 GMT

I was reading over an advertisement this morning where a young lady is advertising if u have a score of 690 she can garuntee a line of credit, a personal loan and a gorewards credit card....I have navy federal products already but I was curious so I asked her about her advertisement bcuz the original posts said

Line of credit 20k-75k

Credit 10k

20k Line of Credit deposited into your account once approved

15k credit card

and they want 25% once ur approved

I was like, uhhhhhh What???? I have the line of credit that is at 15k, I thought that was the max...She then replied...Oh no the 20k is a personal loan but we can get u a line of credit.....I said, I have one...She said, well you can get a second one...I jus laughed and exited the convo.

Has anyone ever had 2 personal lines of credit thru navy federal?

Re: 2nd Line of Credit

TheBoondocks — Sun, 06 May 2018 20:35:37 GMT

I actually have one for my major bank and I might get another one thru a credit union.

Re: 2nd Line of Credit

AverageJoesCredit — Sun, 06 May 2018 20:37:03 GMT

LOLWUT????

Re: 2nd Line of Credit

odjohnson3 — Sun, 06 May 2018 20:42:26 GMT

Oh yeah I have 2 lines of credit but with 2 different entities...Not with One Bank

Re: 2nd Line of Credit

bhill40 — Sun, 13 May 2018 00:34:46 GMT

Same here, two lines of Credit!

Re: 2nd Line of Credit

DaveInAZ — Sun, 13 May 2018 19:39:51 GMT

@bhill40 wrote:
Same here, two lines of Credit!

Did you have to give the lady 25% of your LOC?

Re: 2nd Line of Credit

odjohnson3 — Sun, 13 May 2018 22:51:11 GMT

I think you may have misinterpreted my posts bro.
The lady was supposedly offering a deal where she could get you a line of credit thru navy federal for 20,000 and a credit card for 15k and wanted 25%of the line of credit once granted.

I called get bluff saying the max line of credit was 15k. She then said it was a personal loan for 20k and a line of credit for 15k. I told her I had one...she then said...you can get 2 from navy federal...ive never heard of this. So I didn't continue asking questions...it sounded like she was advertising for someone other than herself and didn't have all the correct info.

My second line of credit I obtained on my own thru my other credit union. I have pretty good credit...I'm jus not seeing the limits id like on my credit cards.

Sorry if I misinformed you

Re: 2nd Line of Credit

Anonymous — Sun, 03 Jun 2018 13:08:37 GMT

Not through same bank however i have 2 loc rbfcu and ssfcu

Re: 2nd Line of Credit

SouthJamaica — Sun, 03 Jun 2018 15:00:39 GMT

@odjohnson3 wrote:
I was reading over an advertisement this morning where a young lady is advertising if u have a score of 690 she can garuntee a line of credit, a personal loan and a gorewards credit card....I have navy federal products already but I was curious so I asked her about her advertisement bcuz the original posts said

Line of credit 20k-75k
Credit 10k
20k Line of Credit deposited into your account once approved
15k credit card

and they want 25% once ur approved

I was like, uhhhhhh What???? I have the line of credit that is at 15k, I thought that was the max...She then replied...Oh no the 20k is a personal loan but we can get u a line of credit.....I said, I have one...She said, well you can get a second one...I jus laughed and exited the convo.

Has anyone ever had 2 personal lines of credit thru navy federal?

It's a total scam, put it out of your mind.