https://ficoforums.myfico.com/t5/Personal-Finance/Personal-Loans-by-Figure/m-p/6484309#M243243 <P>Very quick process for a HELOC two years ago, and actually even quicker for PLOC, with the interest rate being 1% lower on execution than I was quoted.</P><P>&nbsp;</P><P>So far no complaints at all. The one time I had to call customer service on the PL to change the due date they were quick and efficient. The only problem with HELOCs is that during the pandemic they got pickier about what properties will qualify if they're condo/mixed-use zoned. That's about it.</P> Wed, 02 Feb 2022 22:44:19 GMT CBetc 2022-02-02T22:44:19Z https://ficoforums.myfico.com/t5/Personal-Finance/Personal-Loans-by-Figure/m-p/6482968#M243213 <P>I received a "pre-approval" mail piece from Figure. They say $5000 to $50000 at 5.75% to 22.94% and have a website to check details.&nbsp;</P><P>&nbsp;</P><P>Anyone done business with these folks?&nbsp;</P><P>Terms?</P><P>Process (documents, time, hassle, etc.)?</P> Tue, 01 Feb 2022 22:59:26 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Personal-Loans-by-Figure/m-p/6482968#M243213 Anonymous 2022-02-01T22:59:26Z https://ficoforums.myfico.com/t5/Personal-Finance/Personal-Loans-by-Figure/m-p/6484309#M243243 <P>Very quick process for a HELOC two years ago, and actually even quicker for PLOC, with the interest rate being 1% lower on execution than I was quoted.</P><P>&nbsp;</P><P>So far no complaints at all. The one time I had to call customer service on the PL to change the due date they were quick and efficient. The only problem with HELOCs is that during the pandemic they got pickier about what properties will qualify if they're condo/mixed-use zoned. That's about it.</P> Wed, 02 Feb 2022 22:44:19 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Personal-Loans-by-Figure/m-p/6484309#M243243 CBetc 2022-02-02T22:44:19Z