topic Re: Anyone used Move CU ? in Personal Finance

Anyone used Move CU ?

Gmood1 — Sun, 11 Apr 2021 00:57:31 GMT

Because they claim to do both Auto Loan refinance and Credit cards.

I wasn't quite sure where to place this question.

The name of the company is Move CU. I have no affliation or horse in the race. Just curious if anyone had used them to find their loan or CCs?

They do all the leg work for prequals with Credit Unions. Seems like a cool concept.

Here's the site https://movecu.com/

Re: Anyone used Move CU ?

AverageJoesCredit — Sun, 11 Apr 2021 01:11:54 GMT

Hey G. Im suprised you dont GP for everyone here your profile is so rock steady pretty sure you'd get a preapproval somewhere and find another gem😄

Re: Anyone used Move CU ?

Gmood1 — Sun, 11 Apr 2021 01:15:22 GMT

Lol! @AverageJoesCredit

Good to see you around AJC!

I've considered playing around with it.

Really curious if anyone else had given them a try in the forums.

Your profile is rock steady as well.

Let's try it together J! 😁

Re: Anyone used Move CU ?

AverageJoesCredit — Sun, 11 Apr 2021 01:24:24 GMT

@Gmood1 wrote:
Lol! @AverageJoesCredit
Good to see you around AJC!
I've considered playing around with it.
Really curious if anyone else had given them a try in the forums.
Your profile is rock steady as well.
Let's try it together J! 😁

Lol, thanks G, holding in there. im tempted but ive been getting my butt kicked on CU rejections as of late . I dont think i could handle another rejection lol. Curious if one needs unlocked bureaus to mess around haha. My guess it would find a preapproval but once you land on the CU who offers it someone is bound to to come up against a geo excuse or Chex problem lol. Interesting thread though .

Re: Anyone used Move CU ?

Gmood1 — Sun, 11 Apr 2021 01:33:30 GMT

@AverageJoesCredit

MoveCU claims to use a search engine that only syncs your apps/ profile to CUs that you qualify to join.

Being a SP, you'd still need to unlock the CBs in order to use them.

Glad to see you're doing well my friend!🙂

Maybe we can talk @M_Smart007 into trying it. 😁

Re: Anyone used Move CU ?

Anonymous — Sun, 11 Apr 2021 12:54:48 GMT

One question is how good is the eligibility check (and how many CUs do they have data for!). So MyFico's fave, AOD. On paper, it's clear that this CU has a very small eligibility pool, and most people outside NE AL wouldn't qualify. But as we know, an interest in, e.g. mountain biking, can help.

Now if it has this level of detail for lots of CUs, that would be great!

Re: Anyone used Move CU ?

Gmood1 — Sun, 11 Apr 2021 13:03:41 GMT

@Anonymous wrote:
One question is how good is the eligibility check (and how many CUs do they have data for!). So MyFico's fave, AOD. On paper, it's clear that this CU has a very small eligibility pool, and most people outside NE AL wouldn't qualify. But as we know, an interest in, e.g. mountain biking, can help.

Now if it has this level of detail for lots of CUs, that would be great!

I'm thinking the same @Anonymous .

Now, if we can get you to guinea pig it for us. That would be terrific.😁

I'm hoping, being one of those Fintech companies, that their software is up to the task, but who knows?🤷

AOD doesn't quite make my top favorite list. They have some work to do in the customer service dept.

Re: Anyone used Move CU ?

Anonymous — Sun, 11 Apr 2021 14:59:19 GMT

Sounds interesting. They go a step further than Credit Union Match by actually prequalifying you. Credit Union Match just asks you a bunch of questions to narrow down CUs you would be eligible for and then sends your info to them if you are interested in joining.

Re: Anyone used Move CU ?

Gmood1 — Sun, 11 Apr 2021 16:09:16 GMT

Interior Federal Credit Union out of Washington DC pops up for me. When I go through the prequals.

Gives some decent rates on auto refinance. The credit card rates are also good, though the SLs are pretty dismal.😆

Re: Anyone used Move CU ?

Gmood1 — Tue, 13 Apr 2021 04:16:24 GMT

Email this morning states the prequals last for two weeks.

Re: Anyone used Move CU ?

Who_wuda_thought — Tue, 15 Feb 2022 02:06:56 GMT

@Gmood1

So based on your experience as MF's GP with MoveCU thus far, would you recommend the service? Have you been excessively email bombed or received many nuisance unsolicited adverts/offers?

Your input is appreciated! I stumbled upon that site thru a Google search re: something unrelated and thus started checking it out.

Seems to not be much mention of them anywhere, nor many reviews. Did find a CA (LA County) lawsuit, but it wasn't consumer based.

Re: Anyone used Move CU ?

Guyatthebeach — Wed, 16 Feb 2022 00:15:07 GMT

Well, I tried it and was preapproved for cards and a car refi loan. I turned it down. The rates weren't low enough for me to refinance my truck or add another card to the collection.

By the way, MoveCU isn't a CU, but a fintech.

Check them out. You may be surprised.

Guyatthebeach

Re: Anyone used Move CU ?

Royalbacon — Thu, 17 Feb 2022 13:49:24 GMT

@Anonymous wrote:
One question is how good is the eligibility check (and how many CUs do they have data for!). So MyFico's fave, AOD. On paper, it's clear that this CU has a very small eligibility pool, and most people outside NE AL wouldn't qualify. But as we know, an interest in, e.g. mountain biking, can help.

Now if it has this level of detail for lots of CUs, that would be great!

Could also potentially uncover some hidden gem credit unions that are actually open to everyone that don't really advertise it, or make it clear on their own website. (America First CU is a great example!)

That's assuming this Fintech has a large, elaborate database of loads and loads of credit unions and not just a handful or a small amount.

Re: Anyone used Move CU ?

Anonymous — Thu, 17 Feb 2022 15:30:12 GMT

In researching ... Move Cu shows a Wilshire Blvd, Beverly Hills CA address ... did a map on it and the building appeared to be empty in January 2021.

Sure be careful for the security of your information?! Sure everyone will?