topic Re: Upstart second loan in Personal Finance

Upstart second loan

increasingmyfico — Fri, 18 Mar 2022 19:40:05 GMT

I took out a loan with Upstart last Sept. Recently they have invited me to apply for a second. I applied under my account and got an error. Then I read that you have to use a different email so I just tried that and same thing. I unfroze TU. Is it possible they are trying to pull another bureau and thats what is causing the issue? TIA

Re: Upstart second loan

Slowlyrebuilding — Sat, 19 Mar 2022 14:22:39 GMT

I have 2 upstart loans and email address wasn't an issue. I would call them

Re: Upstart second loan

increasingmyfico — Sun, 27 Mar 2022 06:38:07 GMT

Figured it out... I only unfroze TU because that's where the last inquiry went. They also pull Equifax.

Re: Upstart second loan

Society1 — Wed, 30 Mar 2022 19:45:43 GMT

what was your score when you first applied for upstart? i want to open a loan w/ for debt consolidation

Re: Upstart second loan

increasingmyfico — Wed, 30 Mar 2022 23:59:33 GMT

@Society1 wrote:
what was your score when you first applied for upstart? i want to open a loan w/ for debt consolidation

I don't remember exactly, but mid somewhere in the mid 600s. Obviously they consider more than score, but it is a soft preapproval so go for it.

Re: Upstart second loan

sportsguy83 — Thu, 31 Mar 2022 07:18:59 GMT

I got a small loan from them last year and I was in the low 600's I think. They focus on more than just scores though. Just go for the soft pre-approval and it will give you your options.