topic Re: Massive ACCESS to Largesse CUs Apps With FINOFR??? in Personal Finance

Massive ACCESS to Largesse CUs Apps With FINOFR???

LP007 — Fri, 01 Apr 2022 17:09:34 GMT

I hear FINOFR is an unbrella platform that gets you into the best CC apps from Largesse lenders. Anyone else have deetz on them?

I'm done with my 3-month long funding season and did not have to use them, but for those that are seeking backstage access...tell me what you find.

Thoughts and exeriences welcomed.

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

TheeGeGe — Sat, 02 Apr 2022 03:36:23 GMT

Im only 19 and I recently went through finofr about 1 week ago, they soft pulled my credit with my date of birth and phone number and I was approved for a $20k MyPerks Rewards Credit Card and a $40k Personal Loan !!!! Accepted both offers and signed the docu-sign just waiting for them to be finalized and still NO HARD PULL ! Super excited I was approved initially for membership aswell now I'm simply waiting for them to ship card and fund the loan ~ This is ALL through Kinecta Federal Credit Union

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

LP007 — Sat, 02 Apr 2022 03:47:06 GMT

@TheeGeGe wrote:
Im only 19 and I recently went through finofr about 1 week ago, they soft pulled my credit with my date of birth and phone number and I was approved for a $20k MyPerks Rewards Credit Card and a $40k Personal Loan !!!! Accepted both offers and signed the docu-sign just waiting for them to be finalized and still NO HARD PULL ! Super excited I was approved initially for membership aswell now I'm simply waiting for them to ship card and fund the loan ~ This is ALL through Kinecta Federal Credit Union

SCORRRRRRRE!!!!

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

tussking — Sun, 03 Apr 2022 21:40:00 GMT

What is FINOFR or LARGEESE CU's?

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

LP007 — Sun, 03 Apr 2022 22:12:43 GMT

@tussking wrote:
What is FINOFR or LARGEESE CU's?

https://www.ratereset.com/coming-soon-01

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

FinStar — Sun, 03 Apr 2022 22:12:10 GMT

@tussking wrote:
What is FINOFR or LARGEESE CU's?

In a nutshell, finofr is a pre-qualification product/tool that sources a variety of CUs through RateReset (fintech service provider) to determine whether you pre-qualify (via SP) for some of their products -- mainly personal loans and/or CCs. The main CU most people have been dealing with is Kinecta CU.

Unfortunately, it appears that due to the overwhelming demand (low hanging fruit for high limits) has recently crashed their platform. Apparently, they have temporarily stopped the inflow of applications until further notice.

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

tussking — Mon, 04 Apr 2022 00:28:38 GMT

How do you use ratereset? Sorry, I don't get it.

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

davlat — Mon, 04 Apr 2022 00:58:25 GMT

Im one of the low hanging fruit.Applied and pre approved on 3/27,for 35 k A9.99 rewards card ie MYPERKS card via Kinecta Credit union received docusign papers same day nothing since.I do no you are 100% corect that Finoft is takeing email reservations only now,so I beleive cut off was Monday the 29th they were flooded with apps. I spoke with a rep on their chat.we will see what happens.What this product seems to be is a creditcard(if this is thr product you were preapproved for)with a repayent scheduall of a personal loan ie simple interest with an payment schedual if after 12 months of payment ON TIME,you can request a lower rate onr the product IE my innitial is 9.99 also with this creditcard is the feature to temprarrly SKIP A PAYMET 1-3 months with no ill effect so I have read..............

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

LP007 — Mon, 04 Apr 2022 03:16:19 GMT

Rate Reset is a B2B entity for expanding CU reach/exposure. FINOFR is a B2P link that allows the CU expanded reach/exposure to be realized by onboarding new borrowers. Rate Reset is a middleman.

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

tussking — Mon, 04 Apr 2022 05:08:40 GMT

How do I use this to my advantage? MyFico for Dummies - ME

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

LP007 — Mon, 08 Aug 2022 11:14:29 GMT

@tussking wrote:
How do I use this to my advantage? MyFico for Dummies - ME

Shhh. Today, that's a good question. It just takes a mad rush to a platform for it to start having hiccups and not be an advantage to late-comers. At the time there were recommendations (per your credit scores) to apply for credit cards or personal loans from institutions that were very generous. I'm not sure about today. You may have to hit the digital streets of "SkyNet" and see what they're saying today.

Re: Massive ACCESS to Largesse CUs Apps With FINOFR???

Anonymous — Sat, 13 Aug 2022 13:14:37 GMT

@LP007 wrote:
@tussking wrote:
How do I use this to my advantage? MyFico for Dummies - ME

Shhh. Today, that's a good question. It just takes a mad rush to a platform for it to start having hiccups and not be an advantage to late-comers. At the time there were recommendations (per your credit scores) to apply for credit cards or personal loans from institutions that were very generous. I'm not sure about today. You may have to hit the digital streets of "SkyNet" and see what they're saying today.

Personal Loan | Finofr

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