topic Re: does anyone have credit union/online bank recommendations? in Personal Finance

does anyone have credit union/online bank recommendations?

acreditdummy123 — Fri, 13 May 2022 08:21:54 GMT

my primary bank is alliant credit union and they're amazing to me: fast bill pays, reimburses my ATM withdrawals several times a month, among many things. I also have a side credit union i use, however, that credit union started to charge me fees when I withdraw from ATM as well as their own fees, which i have started to dislike. Anyone have any recommendations for credit unions/online banks where they will reimburse a ton of ATM deposits, have fast bill pays, have no need to put any money to maintain a fee free account? EDIT: not a fan of NFCU either thanks

Re: does anyone have credit union/online bank recommendations?

FireMedic1 — Fri, 13 May 2022 08:57:53 GMT

@acreditdummy123 wrote:
my primary bank is alliant credit union and they're amazing to me: fast bill pays, reimburses my ATM withdrawals several times a month, among many things. I also have a side credit union i use, however, that credit union started to charge me fees when I withdraw from ATM as well as their own fees, which i have started to dislike. Anyone have any recommendations for credit unions/online banks where they will reimburse a ton of ATM deposits, have fast bill pays, have no need to put any money to maintain a fee free account? EDIT: not a fan of NFCU either thanks

Welcome @acreditdummy123 Confused. Reimburse? You mean fees? PENFED has ATM contracts all over the place. I use a USAA ATM at Speedway and no charge for withdrawls. They have a map of where free ATM's are located.

Re: does anyone have credit union/online bank recommendations?

SouthJamaica — Fri, 13 May 2022 12:50:53 GMT

@acreditdummy123 wrote:
my primary bank is alliant credit union and they're amazing to me: fast bill pays, reimburses my ATM withdrawals several times a month, among many things. I also have a side credit union i use, however, that credit union started to charge me fees when I withdraw from ATM as well as their own fees, which i have started to dislike. Anyone have any recommendations for credit unions/online banks where they will reimburse a ton of ATM deposits, have fast bill pays, have no need to put any money to maintain a fee free account? EDIT: not a fan of NFCU either thanks

There are so many great credit unions out there. But I have no experience with ATM fee reimbursement, as I never need that. Almost always if I withdraw cash from an ATM I use either an ATM from my institution or an ATM which is in a fee-free network used by my institution. So my method of tracking down what you need would be to check out credit unions, just go to their website, click on a search for ATM's, and see if the network(s) they use have good locations in my area.

E.g. langleyfcu.org

Click "locations"

Search for fee-free ATM's in your zip code

I see Walgreens, CVS, Target, Riteaid. And some McDonalds's and credit unions.

And at unifyfcu.org I get the drug stores plus 7-11 stores and some mcdonalds and credit unions.

Re: does anyone have credit union/online bank recommendations?

GatorGuy — Fri, 13 May 2022 14:56:57 GMT

I use Ally Bank and they are all around my favorite bank. They reimburse only $10 of ATM fees a month. However they have no charge for using All Point atms which is the largest ATM network nationwide.

Axos has unlimited ATM reimbursement but I have no direct experience with them.

Charles Swabb has unlimited ATM reimbursement worldwide. I have an account with them and they have always been prompt with giving back fees. You do have to have an investor account with them though.

Re: does anyone have credit union/online bank recommendations?

Roadgeek395 — Sat, 14 May 2022 03:06:50 GMT

I did this same search a few months ago, Consumers Credit Union offers unlimited ATM reimbursement.

Hope this helps.

Re: does anyone have credit union/online bank recommendations?

creditfan — Fri, 13 May 2022 22:19:11 GMT

you will not regret with https://www.schwab.com/checking

it's unlimited ATM fee rebates worldwide, YES I mean worldwide and more