https://ficoforums.myfico.com/t5/Personal-Finance/Payoff-Happy-Money-Grace-Period/m-p/6555711#M249328 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/109979">@EaglesFan2006</a>&nbsp;wrote:<BR /><P>Does anyone have any experience with a PL through Payoff/Happy Money?&nbsp; I'm curious about making a payment day after due date.&nbsp; They said they don't have a grace period but also don't charge late fees and seemed to indicate it wouldn't be an issue.&nbsp; Just curious if there is any negative impact?&nbsp; I know it won't be 30 days late but not sure if it goes into default status instantly.&nbsp; There's nothing real clear in the promissary note.</P><HR /></BLOCKQUOTE><P>Since you don't know, you shouldn't take chances. You should pay it on time.</P> Thu, 23 Jun 2022 20:38:36 GMT SouthJamaica 2022-06-23T20:38:36Z https://ficoforums.myfico.com/t5/Personal-Finance/Payoff-Happy-Money-Grace-Period/m-p/6554991#M249287 <P>Does anyone have any experience with a PL through Payoff/Happy Money?&nbsp; I'm curious about making a payment day after due date.&nbsp; They said they don't have a grace period but also don't charge late fees and seemed to indicate it wouldn't be an issue.&nbsp; Just curious if there is any negative impact?&nbsp; I know it won't be 30 days late but not sure if it goes into default status instantly.&nbsp; There's nothing real clear in the promissary note.</P> Wed, 22 Jun 2022 13:17:28 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Payoff-Happy-Money-Grace-Period/m-p/6554991#M249287 EaglesFan2006 2022-06-22T13:17:28Z https://ficoforums.myfico.com/t5/Personal-Finance/Payoff-Happy-Money-Grace-Period/m-p/6555711#M249328 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/109979">@EaglesFan2006</a>&nbsp;wrote:<BR /><P>Does anyone have any experience with a PL through Payoff/Happy Money?&nbsp; I'm curious about making a payment day after due date.&nbsp; They said they don't have a grace period but also don't charge late fees and seemed to indicate it wouldn't be an issue.&nbsp; Just curious if there is any negative impact?&nbsp; I know it won't be 30 days late but not sure if it goes into default status instantly.&nbsp; There's nothing real clear in the promissary note.</P><HR /></BLOCKQUOTE><P>Since you don't know, you shouldn't take chances. You should pay it on time.</P> Thu, 23 Jun 2022 20:38:36 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Payoff-Happy-Money-Grace-Period/m-p/6555711#M249328 SouthJamaica 2022-06-23T20:38:36Z