topic Re: NFCU membership application in Personal Finance

NFCU membership application

winner88 — Mon, 18 Jul 2022 20:21:44 GMT

I applied for membership (CSR took the application over the phone) on Friday. A few hours later, I received an email requesting copy of ID and proof of address. I uploaded those later that evening. I haven't heard back since then. Does it usually take this long to establish membership?

Re: NFCU membership application

cashorcharge — Mon, 18 Jul 2022 22:02:49 GMT

Typically, online this is a much faster process though since you did this over the phone and they asked for additional documentation, this does not feel like an extended period of time. They are rather diligent and if you don't hear something by WED (3 business days) then I would reach out to them.

Re: NFCU membership application

winner88 — Tue, 19 Jul 2022 00:42:40 GMT

@cashorcharge wrote:
Typically, online this is a much faster process though since you did this over the phone and they asked for additional documentation, this does not feel like an extended period of time. They are rather diligent and if you don't hear something by WED (3 business days) then I would reach out to them.

Thanks for the info. I'll give them a couple more days

Re: NFCU membership application

winner88 — Fri, 22 Jul 2022 18:04:42 GMT

I'm in! Finally. I was under the impression NFCU provides TU Fico 9. Why am I seeing TU vantage 3 credit scores?

Re: NFCU membership application

Anonymalous — Fri, 22 Jul 2022 20:21:07 GMT

@winner88 wrote:
I'm in! Finally. I was under the impression NFCU provides TU Fico 9. Why am I seeing TU vantage 3 credit scores?

Do you have any credit products with them? When I login, I see the Credit Score Dashboard under checking, which provides a Vantage Score. But under the Loans & Credit section, there's a View Your FICO Score, which once a month updates my Equifax FICO 9. IIRC, I had to opt-in to the FICO score, and it took about two months after I got my credit card before it populated.

Re: NFCU membership application

keekers — Fri, 22 Jul 2022 21:14:47 GMT

The TU Fico 9 score is available if you have a credit card with them (not sure about other products e.g. loans).

@winner88 wrote:
I'm in! Finally. I was under the impression NFCU provides TU Fico 9. Why am I seeing TU vantage 3 credit scores?