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    <title>topic Nusenda and Langley Membership help in Personal Finance</title>
    <link>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595008#M252180</link>
    <description>&lt;P&gt;Looking to join Nusenda credit union as well as Langley federal credit union for two of their 5% back cards!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've read some forums about people applying but want to get some specifics on HP's when appling for memebership. And the best way to join/apply for cards. I cant take two HP's one for membership and one for the actual app.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And help on how thigns work at both credit unions would be greatly apprecited!&lt;/P&gt;</description>
    <pubDate>Fri, 23 Sep 2022 18:12:56 GMT</pubDate>
    <dc:creator>semajz2</dc:creator>
    <dc:date>2022-09-23T18:12:56Z</dc:date>
    <item>
      <title>Nusenda and Langley Membership help</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595008#M252180</link>
      <description>&lt;P&gt;Looking to join Nusenda credit union as well as Langley federal credit union for two of their 5% back cards!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've read some forums about people applying but want to get some specifics on HP's when appling for memebership. And the best way to join/apply for cards. I cant take two HP's one for membership and one for the actual app.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And help on how thigns work at both credit unions would be greatly apprecited!&lt;/P&gt;</description>
      <pubDate>Fri, 23 Sep 2022 18:12:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595008#M252180</guid>
      <dc:creator>semajz2</dc:creator>
      <dc:date>2022-09-23T18:12:56Z</dc:date>
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    <item>
      <title>Re: Nusenda and Langley Membership help</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595026#M252181</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1135390"&gt;@semajz2&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Looking to join Nusenda credit union as well as Langley federal credit union for two of their 5% back cards!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've read some forums about people applying but want to get some specifics on HP's when appling for memebership. And the best way to join/apply for cards. I cant take two HP's one for membership and one for the actual app.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And help on how thigns work at both credit unions would be greatly apprecited!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;SPAN&gt;Adding&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1087972"&gt;@PullingMeSoftly&lt;/a&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;SPAN&gt;&amp;nbsp;to this - he is the Nusenda guru&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 23 Sep 2022 18:55:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595026#M252181</guid>
      <dc:creator>Wavester64</dc:creator>
      <dc:date>2022-09-23T18:55:52Z</dc:date>
    </item>
    <item>
      <title>Re: Nusenda and Langley Membership help</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595028#M252182</link>
      <description>&lt;P&gt;Is Nusenda geo restricted and do they pull chex system for membership?&lt;/P&gt;</description>
      <pubDate>Fri, 23 Sep 2022 19:07:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595028#M252182</guid>
      <dc:creator>mfinsmi1</dc:creator>
      <dc:date>2022-09-23T19:07:11Z</dc:date>
    </item>
    <item>
      <title>Re: Nusenda and Langley Membership help</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595032#M252183</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1090609"&gt;@Wavester64&lt;/a&gt;thanks for the call up, voila!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1135390"&gt;@semajz2&lt;/a&gt;&amp;nbsp; Nusenda is fairly easy to join but with a couple hurdles to jump. If you are out of geo, you can join the La Montanita food co-op or the New Mexico Wilderness Alliance. LM requires a check to be mailed into one of their stores and a particular employee who manages memberships will process and send back a membership card, then you would contact Nusenda with the card in hand. NMWA should be the easier option with a normal web interface. There have been some recent DP's for membership approvals via NMWA, but there have been times in the past (like when I applied a couple years ago) when that was not accepted if you were out of state. No HP to join (not for me anyway), unless I may have missed new DP's. It's a solid rotator, worth going for. If you want to know a bit more about my experience applying for and being approved for the card, check my post &lt;A href="https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nusenda-Platinum-Cash-Rewards-25-000-Approval/m-p/6354881" target="_self"&gt;here&lt;/A&gt;.&lt;/P&gt;</description>
      <pubDate>Fri, 23 Sep 2022 19:20:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595032#M252183</guid>
      <dc:creator>PullingMeSoftly</dc:creator>
      <dc:date>2022-09-23T19:20:19Z</dc:date>
    </item>
    <item>
      <title>Re: Nusenda and Langley Membership help</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595059#M252184</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1135390"&gt;@semajz2&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Looking to join Nusenda credit union as well as Langley federal credit union for two of their 5% back cards!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've read some forums about people applying but want to get some specifics on HP's when appling for memebership. And the best way to join/apply for cards. I cant take two HP's one for membership and one for the actual app.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And help on how thigns work at both credit unions would be greatly apprecited!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1135390"&gt;@semajz2&lt;/a&gt;,&lt;/P&gt;&lt;P&gt;The Nusenda question was&amp;nbsp;answered in detail.&lt;/P&gt;&lt;P&gt;IIRC, Langley was a SP to join .. fairly straight forward.&lt;/P&gt;&lt;P&gt;They are somewhat sensitive to too many new accts/ lots of inquiries. ..IMO&lt;/P&gt;&lt;P&gt;Some people love them / others not so much.&lt;/P&gt;&lt;P&gt;ETA:&amp;nbsp;Definitely a HP on Equifax for credit products.&lt;/P&gt;</description>
      <pubDate>Fri, 23 Sep 2022 20:38:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Nusenda-and-Langley-Membership-help/m-p/6595059#M252184</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2022-09-23T20:38:02Z</dc:date>
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