https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622081#M254590 <P>For those of you who have joined this credit union without applying for a credit product first (just membership) - do you recall if it was a hard pull or a soft pull for membership?</P> Wed, 07 Dec 2022 18:38:45 GMT snickerpedia 2022-12-07T18:38:45Z https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622081#M254590 <P>For those of you who have joined this credit union without applying for a credit product first (just membership) - do you recall if it was a hard pull or a soft pull for membership?</P> Wed, 07 Dec 2022 18:38:45 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622081#M254590 snickerpedia 2022-12-07T18:38:45Z https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622141#M254594 <P>Well FYI, they finally responded and confirmed that for just membership there is no hard pull.</P> Wed, 07 Dec 2022 21:44:29 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622141#M254594 snickerpedia 2022-12-07T21:44:29Z https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622234#M254598 <P>IME, there was no HP just for the membership. CC apps would be HP on EX.</P> Thu, 08 Dec 2022 00:54:33 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Keypoint-CU/m-p/6622234#M254598 FinStar 2022-12-08T00:54:33Z