topic Are there Any Services Like Self-Lender? in Personal Finance

Are there Any Services Like Self-Lender?

Anonymous — Mon, 06 Aug 2018 11:18:30 GMT

Hello, fellow myFicoers!

I hope everyone in the EST (and other timezones, of course) is have a great morning!

Could you guys tell of any credit-builder loans out there that do not require a deposit, is not a credit union, and does not require a credit check?

Thanks!

Re: Are there Any Services Like Self-Lender?

Brian_Earl_Spilner — Mon, 06 Aug 2018 13:04:13 GMT

Why do you want another? You only need 1

Re: Are there Any Services Like Self-Lender?

Anonymous — Mon, 06 Aug 2018 18:41:13 GMT

@Brian_Earl_Spilner wrote:
Why do you want another? You only need 1

True, but I like the idea of positive reporting and being forced to save money. I know getting another one won't help my score, but I am too gosh darn desperate.

I will hold off.

Re: Are there Any Services Like Self-Lender?

Anonymous — Mon, 06 Aug 2018 18:59:24 GMT

Desperate for what? If motivation to save is what you're desperate for, look into opening specialty accounts with upper limits like Netspend (5% < 1k but you can open 5 accounts), DCU savings (5% < 1k), Mango (6%<5k) or Premier Members FCU (4% < 2k) ...etc., throw $50 into each account initially, then it becomes a game and a great motivation to fill up those accounts.

Re: Are there Any Services Like Self-Lender?

Anonymous — Fri, 01 Mar 2019 06:07:28 GMT

www.creditstrong.com.
Just got approved by them like 30 minutes ago.
Did a temp unfreeze of chexsystems (24hrs) before applying for SelfLender. I thought the freeze might cause a denial , so did a temp unfreeze. Got denied anyways.
By the time I applied for creditstrong, freeze was back on and just got approved for their basic 24mth.

Re: Are there Any Services Like Self-Lender?

800FICOGoal — Fri, 01 Mar 2019 09:32:05 GMT

@Anonymous wrote:
www.creditstrong.com.
Just got approved by them like 30 minutes ago.
Did a temp unfreeze of chexsystems (24hrs) before applying for SelfLender. I thought the freeze might cause a denial , so did a temp unfreeze. Got denied anyways.
By the time I applied for creditstrong, freeze was back on and just got approved for their basic 24mth.

Thanks for the link!!

Re: Are there Any Services Like Self-Lender?

Anonymous — Fri, 01 Mar 2019 13:12:55 GMT

@800FICOGoal wrote:
@Anonymous wrote:
www.creditstrong.com.
Just got approved by them like 30 minutes ago.
Did a temp unfreeze of chexsystems (24hrs) before applying for SelfLender. I thought the freeze might cause a denial , so did a temp unfreeze. Got denied anyways.
By the time I applied for creditstrong, freeze was back on and just got approved for their basic 24mth.
Thanks for the link!!

You are welcome.