topic One more DP on Affinity FCU LOC approval in Personal Finance

One more DP on Affinity FCU LOC approval

reluctantgarden — Sat, 29 Jul 2023 00:38:22 GMT

Pursuant to my earlier thread, I have another DP based on an email today from an underwriter: If you're approved for an AFCU line of credit, their automated system will have you at their product max of $15k. However, the actual amount you will be granted is determined by an underwriter the next day, who will then e-mail you that number. In my case, it was $3k; others on MyFICO have received $5k. I suspect other CUs work similarly, so just throwing this info out there to help.

Re: One more DP on Affinity FCU LOC approval

RLFLOWS — Sat, 29 Jul 2023 04:50:50 GMT

@reluctantgarden wrote:
Pursuant to my earlier thread, I have another DP based on an email today from an underwriter: If you're approved for an AFCU line of credit, their automated system will have you at their product max of $15k. However, the actual amount you will be granted is determined by an underwriter the next day, who will then e-mail you that number. In my case, it was $3k; others on MyFICO have received $5k. I suspect other CUs work similarly, so just throwing this info out there to help.

2 months ago I opened a Credit Card with Affinity for $15,000. I then used that same hard pull for a Line Of Credit & was approved for $3,000. While on the phone with the underwriter I convinced him to bump it to $5,000. I was hoping for $10,000.

Re: One more DP on Affinity FCU LOC approval

reluctantgarden — Sat, 29 Jul 2023 14:34:01 GMT

@RLFLOWS wrote:
@reluctantgarden wrote:
Pursuant to my earlier thread, I have another DP based on an email today from an underwriter: If you're approved for an AFCU line of credit, their automated system will have you at their product max of $15k. However, the actual amount you will be granted is determined by an underwriter the next day, who will then e-mail you that number. In my case, it was $3k; others on MyFICO have received $5k. I suspect other CUs work similarly, so just throwing this info out there to help.
2 months ago I opened a Credit Card with Affinity for $15,000. I then used that same hard pull for a Line Of Credit & was approved for $3,000. While on the phone with the underwriter I convinced him to bump it to $5,000. I was hoping for $10,000.

Nicely done!